Warren County property record for 970 Stuart Dr, Front Royal, VA 22630 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,712 sqft Living Area |
| Lot Size | 11,718 sqft (0.269 acres) |
| Garage | Built-in |
| Occupancy | Owner Occupied |
| Tax Bill | $2,566.00 (2026) |
| Primary APN | 20A143-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 3,100 sqft Gross Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Finished Basement | 574 sqft Finished |
| Unfinished Basement | 1,147 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,718 sqft (0.269 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Deck Area | 24 sqft Deck |
| Porch Area | 144 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 8691 |
|---|---|
| Street Address | 970 STUART DR |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-5322 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L17 VAUGHT ESTS SEC 1 |
| Legal Subdivision | HAPPY CREEK-TOWN |
| Jurisdiction | WARREN VA |
| Minor Civil Division | HAPPY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 20601 |
Source: Warren County records · APN 20A143-1-17
Assessment roll updated April 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 STUART DR, FRONT ROYAL, VA 22630-5322 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF KANSAS CITY |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF KANSAS CITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 970 STUART DR, FRONT ROYAL, VA 22630-5322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170002790 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 170002790 |
| Name | FIRST FEDERAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 970 STUART DR, FRONT ROYAL, VA 22630-5322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200007582 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 200007582 |
| Name | FIRST FEDERAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2030 |
Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Municipality | Front Royal Town |
| Unified School District | Warren County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,566.00 (+18.85%) | $450,900 (-) Land $85,700 Building $365,200 | |
| 2025 | $2,159.00 (+9.65%) | $450,900 (+12.16%) Land $85,700 Building $365,200 | $450,900 (+12.16%) Land $85,700 Building $365,200 |
| 2024 | $1,969.00 | $402,000 (-) Land $69,000 Building $333,000 | $402,000 (-) Land $69,000 Building $333,000 |
| 2023 | $402,000 Land $69,000 Building $333,000 | $402,000 Land $69,000 Building $333,000 | |
| 2022 | $1,969.00 |
970 Stuart Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Warren County (51187C), updated June 3, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,226 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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