Brevard County property record for 986 Sarno Rd, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 1957 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Trust Name on File |
| Last Sale | $100 (Aug 2016) |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jun 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-21-29-B-.07 |
| Primary APN | 27-37-21-29-B-.07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 2,045 sqft |
| 1st Floor Area | 1,845 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 161 ft deep x 90 ft wide |
| View / Lot | Road |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 409 sqft |
| Patio Area | 1,128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2725165 |
|---|---|
| Street Address | 986 SARNO RD |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | GARLAND REYNOLDS SUBD PART OF BLK B AS DES IN DB 438 PG 9 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 21 |
| Legal Subdivision | GARLAND REYNOLDS SUBD |
| Legal Block | B |
| Legal Lot Number | .07 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 64302 |
986 Sarno Rd is owner-occupied and held in a trust since August 2016.
Source: Brevard County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 986 SARNO RD, MELBOURNE, FL 32935-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 8, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on File |
| Deed Sale | Aug 1, 2016 · Amount on File |
| Deed Book / Page | 7690 / 1909 |
| Last Transfer Date | Aug 17, 2016 |
| Transfer Doc | 0076901909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 11, 2024 |
| Property Address | 986 SARNO RD, MELBOURNE, FL 32935-5030 |
| Document Number | 0099682706 |
| Book / Page | 9968 / 2706 |
| Map Reference | MB 10 PG 74 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024006580 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 986 SARNO RD, MELBOURNE, FL 32935-5030 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 986 SARNO RD, MELBOURNE, FL 32935-5030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 SARNO RD, MELBOURNE, FL 32935-5030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0079092196 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 7909/2196 |
| Instrument | 2017120598 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 SARNO RD, MELBOURNE, FL 32935-5030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0085821464 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 8582/1464 |
| Instrument | 2019242768 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 986 Sarno Rd was $965 with exemptions applied, up 6.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,130 (+2.7%) | $203,800 (+5.17%) | |
| 2025 | $965.00 (+6.39%) Homeowner's exemption Widower's exemption | $94,580 | $193,790 |
| 2024 | $907.00 (-5.03%) | ||
| 2023 | $955.00 (+9.77%) Homeowner's exemption | $89,250 (+2.99%) | $196,180 (+2.92%) Land $56,000 Building $140,180 |
| 2022 | $870.00 Homeowner's exemption | $86,660 | $190,620 Land $50,000 Building $140,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 986 Sarno Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 986 Sarno Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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