Brevard County property record for 972 Sarno Rd, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1960 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $81,200 (Jun 2014) |
| Tax Bill | $955 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-21-29-B-.06 |
| Primary APN | 27-37-21-29-B-.06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 163 ft deep x 90 ft wide |
| View / Lot | Road |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 318 sqft |
| Patio Area | 121 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2725164 |
|---|---|
| Street Address | 972 SARNO RD |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | GARLAND REYNOLDS SUBD PART OF BLK B AS DES IN ORB 317 PG 249 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 21 |
| Legal Subdivision | GARLAND REYNOLDS SUBD |
| Legal Block | B |
| Legal Lot Number | .06 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 64302 |
Source: Brevard County records · APN 27-37-21-29-B-.06
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 SARNO RD, MELBOURNE, FL 32935-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 16, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Nov 08, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Aug 23, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2014 · Amount on Record |
| Deed Sale | Jun 20, 2014 · Amount on Record |
| Prior Sale | May 25, 2004 · Amount on Record |
| Deed Document Number | 2014123666 |
| Deed Book / Page | 7150 / 2880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 972 SARNO RD, MELBOURNE, FL 32935-5030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0089200855 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 8920/855 |
| Instrument | 2020254828 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 972 SARNO RD, MELBOURNE, FL 32935-5030 |
| Document Number | 0085702571 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 972 SARNO RD MELBOURNE FL 329355030, MELBOURNE, FL 32935-5030 |
| Document Number | 0085702571 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 008570/002571 |
| Instrument | 232334 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 972 SARNO RD, MELBOURNE, FL 32935-5030 |
| Document Number | 0083081955 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 972 SARNO RD MELBOURNE FL 329355030, MELBOURNE, FL 32935-5030 |
| Document Number | 0083081955 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 008308/001955 |
| Instrument | 254849 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 972 SARNO RD, MELBOURNE, FL 32935-5030 |
| Document Number | 0079720697 |
| Book / Page | 007972 / 000697 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 972 SARNO RD MELBOURNE FL 329355030, MELBOURNE, FL 32935-5030 |
| Document Number | 0079720697 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 007972/000697 |
| Instrument | 181398 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2047 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,370 (+2.7%) | $208,950 (-0.33%) | |
| 2025 | $955.00 (+10.79%) Homeowner's exemption | $88,970 (+5.97%) | $209,650 (+1.73%) Land $56,000 Building $153,650 |
| 2023 | $862.00 (+10.23%) Homeowner's exemption | $83,960 (+2.99%) | $206,090 (+17.12%) Land $56,000 Building $150,090 |
| 2022 | $782.00 Homeowner's exemption | $81,520 | $175,970 Land $50,000 Building $125,970 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090643023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures