986 S Fork Cir, Melbourne, FL 32901 Property Records

Brevard County property record for 986 S Fork Cir, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1989
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2023)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-16-52-*-44`

Property Details

APN / Parcel Number

Primary APN	`28-37-16-52-*-44`
Alternative APNs	`28-37-16-52-00000.0-0044.00` `2828308`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Florida Room
Porch Area	176 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2828308
Street Address	986 S FORK CIR
City	MELBOURNE
State	FL
Zip	32901-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	SOUTH OAKS PHASE ONE LOT 44
Legal Range	37E
Legal Township	28S
Legal Section	16
Legal Subdivision	SOUTH OAKS PHASE ONE
Legal Phase	1
Legal Lot Number	44
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1000
Census Tract	65126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1920 DUNCIL LN, MALABAR, FL 32950-3215
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 10, 2025	Correction Deed
May 5, 2023	Warranty Deed, Transfer PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC
Mar 1, 2019	Intrafamily Transfer, Transfer SULLIVAN TITLE SERVICES LLC
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Deed Document Number	202391587
Deed Book / Page	9780 / 2546
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0083791383
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jul 15, 2026
Property Address	986 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0000143929
Book / Page	10676 / 2385
Instrument Date	Jul 12, 2026
Instrument	2026143929
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 DUNCIL LN, MALABAR, FL 32950-3215

Mortgage

Document Number	0000143929,
Date	Jul 15, 2026
Book Page	10676/2385
Instrument	2026143929

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2056

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 10, 2025
Property Address	986 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0104280456
Book / Page	10428 / 456
Instrument Date	Sep 9, 2025
Instrument	2025182070
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 DUNCIL LN, MALABAR, FL 32950-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 DUNCIL LN, MALABAR, FL 32950-3215

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 5, 2023
Property Address	986 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0097802546
Book / Page	9780 / 2546
Map Reference	MB 33 PG 26
Instrument Date	Apr 26, 2023
Instrument	2023091587
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	986 S FORK CIR, MELBOURNE, FL 32901-8436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 DUNCIL LN, MALABAR, FL 32950-3215

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Mar 1, 2019
Property Address	986 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0083791383
Book / Page	8379 / 1383
Map Reference	MB 33 PG 26
Instrument Date	Feb 28, 2019
Instrument	2019042246
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	SULLIVAN TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	986 S FORK CIR, MELBOURNE, FL 32901-8436

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 15, 2018
Property Address	986 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0082842284
Book / Page	008284 / 002284
Instrument Date	Oct 12, 2018
Instrument	229725
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 S FORK CIR MELBOURNE FL 329018436, MELBOURNE, FL 32901-8436

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,650 (+1.11%)	$239,650 (+1.11%)
2025	$4,306.00 (+3.76%)	$237,010 (+1.21%)	$237,010 (+1.21%)
2024	$4,150.00 (+16.38%)	$234,170 (+5.99%) Land $75,000 Building $159,170	$234,170 (+5.99%) Land $75,000 Building $159,170
2023	$3,566.00 (+12.24%)	$220,930 (+8.3%) Land $55,000 Building $165,930	$220,930 (+8.3%) Land $55,000 Building $165,930
2022	$3,177.00	$203,990 Land $50,000 Building $153,990	$203,990 Land $50,000 Building $153,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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