Brevard County property record for 982 S Fork Cir, Melbourne, FL 32901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,121 sqft · built 1989 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Apr 2015) |
| Tax Bill | $1,591 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-16-52-*-42 |
| Primary APN | 28-37-16-52-*-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| Gross Area | 1,636 sqft |
| 1st Floor Area | 1,121 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2828306 |
|---|---|
| Street Address | 982 S FORK CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-8436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH OAKS PHASE ONE LOT 42 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 16 |
| Legal Subdivision | SOUTH OAKS PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65126 |
Source: Brevard County records · APN 28-37-16-52-*-42
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 S FORK CIR, MELBOURNE, FL 32901-8436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2015 · Amount on Record |
| Deed Sale | Apr 13, 2015 · Amount on Record |
| Prior Sale | Jul 18, 2005 · Amount on Record |
| Deed Document Number | 201571743 |
| Deed Book / Page | 7342 / 854 |
| Prior Transfer Date | May 19, 2003 |
| Prior Transfer Doc | 0000165709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 982 S FORK CIR, MELBOURNE, FL 32901-8436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 982 S FORK CIR, MELBOURNE, FL 32901-8436 |
| Document Number | 0096532137 |
|---|---|
| Date | Nov 08, 2022 |
| Book Page | 9653/2137 |
| Instrument | 2022266393 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 09, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 982 S FORK CIR, MELBOURNE, FL 32901-8436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 982 S FORK CIR, MELBOURNE, FL 32901-8436 |
| Document Number | 0093500594 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 9350/594 |
| Instrument | 2021319509 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,360 (+2.7%) | $212,470 (+0.6%) | |
| 2025 | $1,591.00 (+9.35%) Homeowner's exemption | $124,990 (+5.98%) | $211,210 (+6.72%) Land $75,000 Building $136,210 |
| 2023 | $1,455.00 (+8.02%) Homeowner's exemption | $117,940 (+3%) | $197,910 (+7.58%) Land $55,000 Building $142,910 |
| 2022 | $1,347.00 Homeowner's exemption | $114,510 | $183,960 Land $50,000 Building $133,960 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090651261, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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