986 Ridge Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 986 Ridge Dr, Concord, CA 94518 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	8 bd · 8 ba · 6,957 sqft · built 1979
Lot Size	0.929 acres (40,446 sqft)
Owner	2 Company Names on File
Last Sale	$2,053,500 (Aug 2013)
Tax Bill	$28,787 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-070-020-8`

Property Details

APN / Parcel Number

Primary APN	`130-070-020-8`
Alternative APN	`130-070-020`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	6,957 sqft Living Area
1st Floor Area	5,199 sqft
2nd Floor Area	788 sqft
Basement Area	970 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Lot Area	40,446 sqft (0.929 acres)
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	986 RIDGE DR
City	CONCORD
State	CA
Zip	94518-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REC OF SURVEY 40 LSM 15 PCL B
Legal Subdivision	FRANCISCO GALINDO LANDS RHO MO
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	337100

Owner

Source: Contra Costa County records · APN 130-070-020-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	986 RIDGE DR, CONCORD, CA 94518-1452
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage BBVA USA
Feb 14, 2020	Quit Claim Deed, Transfer PROVIDENT CU
May 01, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2013 · Amount on Record
Deed Sale	Aug 29, 2013 · Amount on Record
Prior Sale	Dec 15, 1995 · Amount on Record
Deed Document Number	2013214333
Last Transfer Date	Feb 13, 2020
Transfer Doc	0000028633
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	986 RIDGE DR, CONCORD, CA 94518-1452
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072119
Date	Apr 16, 2020
Instrument	2020-072119

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 05, 2040

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 14, 2020
Property Address	986 RIDGE DR, CONCORD, CA 94518-1452
Document Number	0000028633
Instrument Date	Feb 13, 2020
Instrument	28633
Transaction Type	Transfer
Record Updated	Mar 09, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	986 RIDGE DR CONCORD CA 945181452, CONCORD, CA 94518-1452

Mortgage

Document Number	28634
Date	Feb 14, 2020
Instrument	28634

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	303 TWIN DOLPHIN DR, REDWOOD CITY, CA 94065-1497

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2035

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 01, 2017
Property Address	986 RIDGE DR, CONCORD, CA 94518-1452
Document Number	0000075174
Instrument Date	Mar 14, 2017
Instrument	75174
Transaction Type	Transfer
Record Updated	May 09, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	986 RIDGE DR CONCORD CA 945181452, CONCORD, CA 94518-1452

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,567,268 (+2%) Land $691,702 Building $1,875,566
2025	$28,787.00 (+4.02%)	$2,516,931 (+4.04%) Land $678,140 Building $1,838,791
2023	$27,675.00 (+1%)	$2,419,198 Land $651,808 Building $1,767,390
2022	$27,400.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133371002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1983–2012)
Most Recent Claim	Dec 2012, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Sonic Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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