Contra Costa County property record for 965 Ridge Dr, Concord, CA 94518 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,944 sqft · built 1991 |
| Lot Size | 0.823 acres (35,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,625,000 (Jul 2025) |
| Tax Bill | $12,830 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-080-005-7 |
| Primary APN | 130-080-005-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,944 sqft Living Area |
| 1st Floor Area | 2,944 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 35,850 sqft (0.823 acres) |
| Garage Type | Attached |
| Garage Area | 955 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 965 RIDGE DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL MAP 82 PG 47 PCL A |
| Legal Subdivision | RIDGE PT |
| Legal Tract | 82PM47 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 337100 |
Source: Contra Costa County records · APN 130-080-005-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 04, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 17, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 17, 2019 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Mar 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 06, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2005 · Amount on Record |
| Deed Document Number | 202571901 |
| Prior Transfer Date | Mar 04, 2010 |
| Prior Transfer Doc | 0000044569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000101510 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021-101510 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000041941 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 2023-041941 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 17, 2019 |
| Property Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000053028 |
| Map Reference | MB 82 PG 47 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019-053028 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000053029 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019-053029 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 17, 2019 |
| Property Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000053030 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 53030 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 965 RIDGE DR CONCORD CA 945181400, CONCORD, CA 94518-1400 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 13, 2018 |
| Property Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000038255 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 38255 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 965 RIDGE DR CONCORD CA 945181400, CONCORD, CA 94518-1400 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 06, 2018 |
| Property Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000018699 |
| Map Reference | MB 82 PG 47 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2018-018699 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | TITLE365 CORACPOLIS PA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 965 RIDGE DR, CONCORD, CA 94518-1400 |
| Document Number | 0000018700 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 2018-018700 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,625,000 (+50.97%) Land $725,000 Building $900,000 | |
| 2025 | $12,830.00 (+4.31%) Homeowner's exemption | $1,076,390 (+4.04%) Land $596,031 Building $480,359 |
| 2023 | $12,300.00 (+1.18%) Homeowner's exemption | $1,034,595 Land $572,888 Building $461,707 |
| 2022 | $12,157.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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