986 O'Brien Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 986 O'Brien Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,375 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Mar 2015)
Tax Bill$5,898 (2026)
Flood ZoneZone X (minimal risk)
APN422800 59.14-5-3

Property Details

APN / Parcel Number

Primary APN422800 59.14-5-3
Alternative APN
  • 280005901400050030000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions127 ft deep x 80 ft wide
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address986 OBRIEN AVE
CitySCHENECTADY
StateNY
Zip12303-3674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,OG,HBK,TLSH TOWER DEV #1 - 20 3.-198-7
Legal Block5
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3001
Census Tract32902

Owner

986 O'Brien Ave is owned and occupied by two individuals who bought it in March 2015.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address986 OBRIEN AVE, SCHENECTADY, NY 12303-3674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2015 · Amount on File
Deed SaleMar 2, 2015 · Amount on File
Prior SaleMar 2, 2015 · Amount on File
Deed Book / Page1910 / 364
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 986 O'Brien Ave was $5,898, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,898.00 (+1.71%)
2025$5,799.00$158,000 Land $10,400 Building $147,600$243,100 Land $16,002 Building $227,098
2023$158,000 Land $10,400 Building $147,600$207,900 Land $13,685 Building $194,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 O'Brien Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 O'Brien Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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