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982 O'Brien Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 982 O'Brien Ave, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,444 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$50,000 (2002)
Tax Bill$4,350.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.14-5-2
Alternative APN
  • 280005901400050020000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,444 sqft Living Area
1st Floor825 sqft 1st Floor
Upper Floors619 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,019 sqft (0.23 acres)
Depth X Width127 ft x 80 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area345 sqft Garage

Exterior Amenities

Pool TypeAbove-Ground Pool Pool Type
Shed1 Shed
Shed Area60 sqft Shed
Porch1 Porch
Porch Area150 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address982 OBRIEN AVE
CitySCHENECTADY
StateNY
Zip12303-3674
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,FP,2DM,1/8 BK TOWER DEV #1 - 19 3.-198-6
Legal Block5
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3001
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-5-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address982 OBRIEN AVE, SCHENECTADY, NY 12303-3674
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 06, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Jun 16, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2002 · Amount on Record
Deed SaleOct 28, 2002 · Amount on Record
Deed Book / Page1636 / 221
Last Transfer DateJun 27, 2012
Transfer Doc0000029489
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address982 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedSep 22, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 OBRIEN AVE, SCHENECTADY, NY 12303-3674

Mortgage

Document Number0000047435
DateSep 06, 2022
Book Page5254/410
Instrument202247435
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address982 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 OBRIEN AVE, SCHENECTADY, NY 12303-3674

Mortgage

Document Number0000015158
DateApr 06, 2021
Book Page5087/167
Instrument202115158
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address982 OBRIEN AVE, SCHENECTADY, NY 12303-3674
Document Number0000018589
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address982 OBRIEN AVE SCHENECTADY NY 123033674, SCHENECTADY, NY 12303-3674

Mortgage

Document Number0000018589
DateJun 29, 2020
Book Page004999/000654
Instrument18589
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,350.00$138,000 (-) Land $10,400 Building $127,600$212,300 (+16.91%) Land $15,999 Building $196,301
2023$138,000 Land $10,400 Building $127,600$181,600 Land $13,686 Building $167,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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