Nassau County and Hempstead Town property record for 986 Middle Bay Dr, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,185 sqft · built 1964 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,945 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-589-00-0004 |
| Primary APN | 54-589-00-0004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,185 sqft Living Area |
| Gross Area | 2,395 sqft |
| 1st Floor Area | 833 sqft |
| Basement Area | 252 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 115 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54589 00040 |
|---|---|
| Street Address | 986 MIDDLE BAY DR |
| City | BALDWIN |
| State | NY |
| Zip | 11510-5042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 010 |
| Legal Block | 589 |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 413804 |
986 Middle Bay Dr is owned and occupied by two individuals who acquired it in June 2019.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 986 MIDDLE BAY DR, BALDWIN, NY 11510-5042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| Jun 11, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage PATRIOT ONE MORTGAGE BANKERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 |
| Deed Sale | Jun 11, 2019 |
| Prior Sale | Jan 8, 2003 · Amount on File |
| Deed Document Number | 201948216 |
| Deed Book / Page | 13811 / 580 |
| Prior Transfer Date | Jul 2, 2009 |
| Prior Transfer Doc | 0125200845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 986 MIDDLE BAY DR, BALDWIN, NY 11510-5042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0462140465 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 46214/465 |
| Instrument | 2022-004144 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 11, 2019 |
| Property Address | 986 MIDDLE BAY DR, BALDWIN, NY 11510-5042 |
| Document Number | 0138110580 |
| Book / Page | 13811 / 580 |
| Map Reference | MAP 7569 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-048216 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 986 MIDDLE BAY DR, BALDWIN, NY 11510-5042 |
| Document Number | 2019048217 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 2019-048217 |
| Name | PATRIOT ONE MORTGAGE BANKERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 986 Middle Bay Dr was $12,945 with a senior citizen's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Baldwin Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556 (+5.1%) Land $204 Building $352 | $556,000 (+5.1%) | |
| 2025 | $12,945.00 Senior Citizen's exemption | $529 Land $194 Building $335 | $529,000 |
| 2023 | $12,395.00 Homeowner's exemption Senior Citizen's exemption | $556 Land $204 Building $352 | $556,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 986 Middle Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 81 (1980–2026) |
| Claims Outside the SFHA | 65 of 81 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 986 Middle Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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