985 Middle Bay Dr, Baldwin, NY 11510 Property Records

Nassau County and Hempstead Town property record for 985 Middle Bay Dr, Baldwin, NY 11510

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,143 sqft · built 1964
Lot Size	0.17 acres (7,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Apr 2021)
Tax Bill	$14,587 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-583-00-0039`

Property Details

APN / Parcel Number

Primary APN	`54-583-00-0039`
Alternative APNs	`2089-54-583-00-0039-0` `54583000039000000000` `282089 54.-583-39` `54583 00390`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,143 sqft Living Area
Gross Area	2,647 sqft
1st Floor Area	791 sqft
Basement Area	252 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	65 sqft
Patio Area	666 sqft
Canopy	50 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54583 00390
Street Address	985 MIDDLE BAY DR
City	BALDWIN
State	NY
Zip	11510-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 010
Legal Subdivision	OAKWOOD/BALDWIN SEC 12
Legal Block	583
Legal Lot Number	39
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	1
Census Block	1011
Census Tract	413804

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 MIDDLE BAY DR, BALDWIN, NY 11510-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	2021-046814
Deed Book / Page	14063 / 427
Record Updated	Oct 29, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Apr 9, 2021
Property Address	985 MIDDLE BAY DR, BALDWIN, NY 11510-5043
Document Number	0140630427
Book / Page	14063 / 427
Map Reference	MAP 7569
Instrument Date	Mar 5, 2021
Instrument	2021-046814
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 E 96TH ST # 1, 1, BROOKLYN, NY 11236-1433

Mortgage

Document Number	0452550562
Date	Apr 9, 2021
Book Page	45255/562
Instrument	2021-046815

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Baldwin Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472 (-4.07%) Land $208 Building $264	$472,000 (-4.07%)
2025	$14,587.00 (+7.53%)
2023	$13,566.00 Additional exemption filed	$492 Land $220 Building $272	$492,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Nearby Flood Policies	86 in force
Nearby Flood Claims	81 (1980–2026)
Claims Outside the SFHA	65 of 81
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Severe Storm And Flooding, Sep 2023 · 3 claims Hurricane Sandy, Nov 2012 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20