1. Home
  2. Tennessee
  3. Spring City
  4. Lake Forest Dr

986 Lake Forest Dr, Spring City, TN 37381 Property Records

Rhea County property record for 986 Lake Forest Dr, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,792 sqft · built 1999
Lot Size1.1 acres (47,957 sqft)
Owner2 Trust Names on File
Last Sale$550,000 (Nov 2020)
Tax Bill$2,012 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN072044B A 01700

Property Details

APN / Parcel Number

Primary APN072044B A 01700
Alternative APN
  • 044B A 01700

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
FlooringHardwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area47,957 sqft (1.1 acres)
Lot Dimensions403 ft deep x 119 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area880 sqft
Deck Area64 sqft
Patio Area132 sqft
Shed1 Shed
Shed Area1 sqft
Boat AccessBoat Access
Boat House1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address986 LAKE FOREST DR
CitySPRING CITY
StateTN
Zip37381-5903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: LAKE FOREST ESTATES
Legal SubdivisionLAKE FOREST ESTATES
Legal Lot Number18
JurisdictionRHEA TN
Township / Civil Division3
Census Block Group1
Census Block1043
Census Tract975100

Owner

986 Lake Forest Dr is owner-occupied and held in a trust since November 2020.

Source: Rhea County records, as of September 21, 2026

Owner of Record2 Trust Names on File
Mailing Address986 LAKE FOREST DR, SPRING CITY, TN 37381-5903
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 20, 2020Warranty Deed, Transfer
CROSSLAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on File
Deed SaleNov 20, 2020 · Amount on File
Prior SaleJun 14, 1990
Deed Document Number20204720
Deed Book / Page488 / 360
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateSep 9, 2026
Property Address986 LAKE FOREST DR, SPRING CITY, TN 37381-5903
Document Number0000100615
Book / Page1 / 2798
Instrument DateSep 1, 2026
Instrument2026100615
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address986 LAKE FOREST DR, SPRING CITY, TN 37381-5903

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateNov 20, 2020
Property Address986 LAKE FOREST DR, SPRING CITY, TN 37381-5903
Document Number0000004720
Book / Page000488 / 000360
Instrument DateNov 16, 2020
Instrument4720
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyCROSSLAND TITLE

Transaction

AmountAmount on Record
Tax$2,035.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address986 LAKE FOREST DR SPRING CITY TN 373815903, SPRING CITY, TN 37381-5903

Tax Assessment & Valuation

The 2025 property tax bill for 986 Lake Forest Dr was $2,012.

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,012.00$149,225 Land $48,750 Building $100,475
2024$596,900 Land $195,000 Building $401,900
2022$103,850 Land $42,500 Building $61,350$415,400 Land $170,000 Building $245,400
2021$2,342.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 986 Lake Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2004 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 Lake Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR UTILITY DISTRICT
serves 16,253 people · EPA ID TN0000872
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Nearby Properties on Lake Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures