920 Lake Forest Dr, Spring City, TN 37381 Property Records

Rhea County property record for 920 Lake Forest Dr, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1999
Lot Size	0.773 acres (33,677 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2023)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`072044B A 01300`

Property Details

APN / Parcel Number

Primary APN	`072044B A 01300`
Alternative APN	`044B A 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,677 sqft (0.773 acres)
Lot Dimensions	283 ft deep x 119 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Enclosed Porch
Porch Area	340 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access
Boat House	780 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	920 LAKE FOREST DR
City	SPRING CITY
State	TN
Zip	37381-5903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: LAKE FOREST ESTATES
Legal Subdivision	LAKE FOREST ESTATES
Legal Lot Number	14 116
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1043
Census Tract	975100

Owner

920 Lake Forest Dr is owned and occupied by an individual who bought it in December 2023.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	920 LAKE FOREST DR, SPRING CITY, TN 37381-5903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Document Number	23021449
Deed Book / Page	519 / 603
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Dec 5, 2023
Property Address	920 LAKE FOREST DR, SPRING CITY, TN 37381-5903
Document Number	0000021449
Book / Page	519 / 603
Map Reference	MB 3 PG 211
Instrument Date	Dec 4, 2023
Instrument	23021449
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	TITLE INSURANCE COMPANY/CHATTANOOGA, TITLE INS CO OF CHATTANOOGA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 LAKE FOREST DR, SPRING CITY, TN 37381-5903

Mortgage

Document Number	0000021450
Date	Dec 5, 2023
Instrument	23021450

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Jan 2, 2020
Property Address	920 LAKE FOREST DR, SPRING CITY, TN 37381-5903
Document Number	0000000018
Book / Page	000480 / 000361
Instrument Date	Jan 2, 2020
Instrument	18
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 TURNS TONE DR NE KENNESAW GA 30152, KENNESAW, GA 30152

Tax Assessment & Valuation

The 2025 property tax bill for 920 Lake Forest Dr was $1,225.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00	$90,850 Land $38,750 Building $52,100
2024			$363,400 Land $155,000 Building $208,400
2022		$65,975 Land $32,500 Building $33,475	$263,900 Land $130,000 Building $133,900
2021	$1,488.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 Lake Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Lake Forest Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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