986 Independence Ave, Provo, UT 84604 Property Records

Utah County property record for 986 Independence Ave, Provo, UT 84604

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,070 sqft · built 1999
Lot Size	0.015 acres (653 sqft)
Owner	Individual Name on File
Last Sale	$400,100 (Feb 2022)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-362-0046`

Property Details

APN / Parcel Number

Primary APN	`49-362-0046`
Alternative APN	`140924`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,070 sqft Living Area
1st Floor Area	526 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	653 sqft (0.015 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Porch	Open Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	140924
Street Address	986 INDEPENDENCE AVE
City	PROVO
State	UT
Zip	84604-3099
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 46, PARK RIDGE PUD PHASE 3 SUBDV. AREA 0.015 AC.
Legal Subdivision	RIDGE
Legal Phase	3
Legal Lot Number	46
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1008
Census Tract	2101

Owner

986 Independence Ave, a townhouse, is owned and occupied by an individual who bought it in February 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	986 INDEPENDENCE AVE, PROVO, UT 84604-3099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY CU
May 5, 2020	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2018	Warranty Deed, Transfer COTTONWOOD TITLE INS AGCY IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	May 5, 2020 · Amount on File
Deed Document Number	202221325
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	0000059786
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 16, 2022
Property Address	986 INDEPENDENCE AVE, PROVO, UT 84604-3099
Document Number	0000021325
Map Reference	85584 DOC 8162
Instrument Date	Feb 15, 2022
Instrument	21325:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 INDEPENDENCE AVE, RANDOLPH, UT 84064

Mortgage

Document Number	0000021367
Date	Feb 16, 2022
Instrument	21367:2022

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 5, 2020
Property Address	986 INDEPENDENCE AVE, PROVO, UT 84604-3099
Document Number	0000059786
Instrument Date	Apr 30, 2020
Instrument	59786:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	EAGLE GATE TITLE INS AGCY IC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	986 INDEPENDENCE AVE, PROVO, UT 84604-3099

Mortgage

Document Number	0000059785
Date	May 5, 2020
Instrument	59785:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 23, 2018
Property Address	986 INDEPENDENCE AVE, PROVO, UT 84604-3099
Document Number	0000027705
Map Reference	58606MB4336 PG276
Instrument Date	Mar 23, 2018
Instrument	027705:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AGCY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 INDEPENDENCE AVE, PROVO, UT 84604-3099

Tax Assessment & Valuation

The 2025 property tax bill for 986 Independence Ave was $1,670, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,475 (-44.73%)	$304,500 (+0.5%) Land $47,400 Building $257,100
2025	$1,670.00 (+0.06%)	$303,000 Land $44,500 Building $258,500	$303,000 Land $44,500 Building $258,500
2024	$1,669.00 (+1.09%)
2023	$1,651.00 (-1.61%)	$160,270	$291,400 Land $42,800 Building $248,600
2022	$1,678.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 986 Independence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 986 Independence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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