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986 Floyd Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 986 Floyd Ter, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,368 sqft · built 1925
Lot Size0.115 acres (5,001 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Aug 2018)
Tax Bill$9,166 (2025)
Deeds & MortgagesMay 2019 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN19-02906-0000-00020

Property Details

APN / Parcel Number

Primary APN19-02906-0000-00020
Alternative APN
  • 190290600020

Interior

Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address986 FLOYD TER
CityUNION
StateNJ
Zip07083-8302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionINGERSOLL TERRACE
Legal Block2906
Legal Lot Number20
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group7
Census Block7002
Census Tract33100

Owner

986 Floyd Ter is owned by a company that bought it in August 2018.

Source: Union County and Union Township records, as of July 8, 2026

Owner of RecordCompany Name on File
Mailing Address986 FLOYD TER, UNION, NJ 07083-8302
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
OMEGA FINANCIAL SERVICES INC
Aug 8, 2018Deed, Transfer
OLD REPUBLIC NATL INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2018 · Amount on File
Deed SaleAug 8, 2018 · Amount on File
Prior SaleApr 18, 2006 · Amount on File
Deed Document Number2018303319
Deed Book / Page6279 / 964
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address986 FLOYD TER, UNION, NJ 07083-8302
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145530774
DateMay 6, 2019
Book Page14553/0774
Instrument672251
Lender
NameOMEGA FINANCIAL SERVICES INC
TypeMortgage Company
AddressUNION, NJ 07083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateAug 8, 2018
Property Address986 FLOYD TER, UNION, NJ 07083-8302
Document Number0062790964
Book / Page6279 / 0964
Map ReferenceMAP138D
Instrument DateJul 16, 2018
Instrument303319
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyOLD REPUBLIC NATL INS CO

Transaction

AmountAmount on Record
Tax$1,286.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 CANDACE LN, 112, CHATHAM, NJ 07928-1118

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 FLOYD TER, UNION, NJ 07083-8302

Tax Assessment & Valuation

The 2025 property tax bill for 986 Floyd Ter was $9,166, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,300 (-) Land $20,000 Building $19,300$39,300 (-) Land $20,000 Building $19,300
2025$9,166.00 (+4.36%)$39,300 Land $20,000 Building $19,300$39,300 Land $20,000 Building $19,300
2024$8,783.00
2023$39,300 Land $20,000 Building $19,300$39,300 Land $20,000 Building $19,300
2022$8,219.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 986 Floyd Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 986 Floyd Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile.

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