974 Floyd Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 974 Floyd Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$349,000 (Jun 2017)
Tax Bill	$9,539 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-02906-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`19-02906-0000-00023`
Alternative APN	`190290600023`

Interior

Stories	1 Story

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	974 FLOYD TER
City	UNION
State	NJ
Zip	07083-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INGERSOLL TERRACE
Legal Block	2906
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	7
Census Block	7002
Census Tract	33100

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	974 FLOYD TER, UNION, NJ 07083-8302
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Mar 21, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	2017288160
Prior Transfer Date	Jul 21, 2015
Prior Transfer Doc	0060840644
Record Updated	Oct 29, 2026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 30, 2017
Property Address	974 FLOYD TER, UNION, NJ 07083-8302
Document Number	0061972152
Book / Page	006197 / 002152
Instrument Date	Jun 15, 2017
Instrument	288160
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 FLOYD TER UNION NJ 070838302, UNION, NJ 07083-8302

Mortgage

Document Number	142932155
Date	Jun 30, 2017
Book Page	014293/002155
Instrument	642517

Lender

Name	FINANCE OF AMERICA MTG
Address	3010 LAVA RIDGE CT # 220, ROSEVILLE, CA 95661-3075

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Mar 21, 2017
Property Address	974 FLOYD TER, UNION, NJ 07083-8302
Document Number	0061780306
Book / Page	006178 / 000306
Instrument Date	Oct 21, 2016
Instrument	284500
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	215 N 18TH ST KENILWORTH NJ 070331232, KENILWORTH, NJ 07033-1232

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,900 (-) Land $20,000 Building $20,900	$40,900 (-) Land $20,000 Building $20,900
2025	$9,539.00 (+4.35%)	$40,900 (-) Land $20,000 Building $20,900	$40,900 (-) Land $20,000 Building $20,900
2024	$9,141.00 (+6.86%)
2023		$40,900 (-) Land $20,000 Building $20,900	$40,900 (-) Land $20,000 Building $20,900
2022	$8,554.00	$40,900 Land $20,000 Building $20,900	$40,900 Land $20,000 Building $20,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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