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986 E Main St, Unit D, El Cajon, CA 92021 Property Records

San Diego County property record for 986 E Main St, Unit D, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,360 sqft · built 1981
Lot Size2.19 acres (95,787 sqft)
OwnerCompany Name on Record
Last Sale$81,000 (Jul 1993)
Tax Bill$1,755 (2025)
Deeds & MortgagesMay 2022 Transfer
Apr 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN489-130-52-30

Property Details

APN / Parcel Number

Primary APN489-130-52-30

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area95,787 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address986 E MAIN ST, D
CityEL CAJON
StateCA
Zip92021-6245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 30PER DOC80-186586&232777&UND INT IN TR 009410
Legal SubdivisionPEPPER OAK
Legal Tract009410
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address986 E MAIN ST, D, EL CAJON, CA 92021-6245
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Intrafamily Transfer, Transfer
Apr 4, 2022Intrafamily Transfer, Transfer
TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Apr 1, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CALIFORNIA COAST CU
Nov 1, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 1993 · Amount on Record
Deed SaleJul 23, 1993 · Amount on Record
Prior SaleJun 8, 1990 · Amount on Record
Deed Document Number1993472030
Last Transfer DateMar 25, 2022
Transfer Doc0000145801
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 10, 2022
Property Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245
Document Number0000201821
Map ReferenceFILE 80-232777
Instrument DateMay 9, 2022
Instrument2022-0201821
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 4, 2022
Property Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245
Document Number0000145801
Map ReferenceFILE 80-232777
Instrument DateFeb 22, 2022
Instrument2022-0145801
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2022
Property Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245
Document Number0000142272
Map ReferenceMAP 9410
Instrument DateFeb 22, 2022
Instrument2022-0142272
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245

Mortgage

Document Number0000142273
DateApr 1, 2022
Instrument2022-0142273
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2032

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 1, 2021
Property Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245
Document Number0000758577
Map ReferenceMAP 9410
Instrument DateOct 28, 2021
Instrument2021-0758577
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address986 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6245

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$155,994 (+2%) Land $112,675 Building $43,319
2025$1,755.00 (+2.33%) Homeowner's exemption$152,936 (+4.04%) Land $110,466 Building $42,470
2023$1,715.00 (+1.84%) Homeowner's exemption$146,999 Land $106,177 Building $40,822
2022$1,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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