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986 E Main St, Unit C, El Cajon, CA 92021 Property Records

San Diego County property record for 986 E Main St, Unit C, El Cajon, CA 92021

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,360 sqft · built 1981
Lot Size2.19 acres (95,787 sqft)
Owner2 Company Names on Record
Last Sale$350,000 (Feb 2021)
Tax Bill$4,479 (2025)
Deeds & MortgagesFeb 2021 Transfer
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN489-130-52-31

Property Details

APN / Parcel Number

Primary APN489-130-52-31

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,360 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Lot Area95,787 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address986 E MAIN ST, C
CityEL CAJON
StateCA
Zip92021-6245
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 31PER DOC80-186586&232777&UND INT IN TR 009410
Legal SubdivisionPEPPER OAK
Legal Tract009410
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address986 E MAIN ST, C, EL CAJON, CA 92021-6245
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Affidavit of Death of Joint Tenant, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Feb 11, 2021Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleNov 30, 2007 · Amount on Record
Deed Document Number2021110879
Transfer Doc0000282665
Record UpdatedOct 29, 2026

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateFeb 11, 2021
Property Address986 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6245
Document Number0000110878
Map ReferenceMAP 9410
Instrument DateDec 22, 2020
Instrument2021-0110878
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 HINNEN AVE, HACIENDA HEIGHTS, CA 91745-2925

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 11, 2021
Property Address986 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6245
Document Number0000110879
Map ReferenceMAP 9410
Instrument DateDec 18, 2020
Instrument2021-0110879
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address986 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6245

Mortgage

Document Number0000110880
DateFeb 11, 2021
Instrument2021-0110880
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$386,424 (+2%) Land $231,857 Building $154,567
2025$4,479.00 (+2.03%)$378,848 (+4.04%) Land $227,311 Building $151,537
2023$4,390.00 (+1.57%)$364,138 Land $218,485 Building $145,653
2022$4,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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