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986 E Glen Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 986 E Glen Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,829 sqft · built 1940
Lot Size0.318 acres (13,852 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Jan 2021)
Tax Bill$12,222 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Dec 2014 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-05006-0000-00004

Property Details

APN / Parcel Number

Primary APN51-05006-0000-00004
Alternative APN
  • 510500600004

Interior

Stories1 Story
Building Area1,829 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area13,852 sqft (0.318 acres)
Lot Dimensions109 ft deep x 127 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address986 E GLEN AVE
CityRIDGEWOOD
StateNJ
Zip07450-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.318 AC
Legal SubdivisionGATEWAY ESTATES
Legal Block5006
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group1
Census Block1022
Census Tract47100

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address986 E GLEN AVE, RIDGEWOOD, NJ 07450-2906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Dec 2, 2014Deed of Trust, Mortgage · Line of Credit
SPENCER SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleAug 5, 2011 · Amount on Record
Deed Document Number20217259
Deed Book / Page3917 / 393
Record UpdatedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 19, 2021
Property Address986 E GLEN AVE, RIDGEWOOD, NJ 07450-2906
Document Number0039170393
Book / Page3917 / 393
Instrument DateOct 1, 2020
Instrument21-007259
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,397.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address47 MOUNTAINVIEW TER, 47, HILLSDALE, NJ 07642-1024

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 E GLEN AVE, RIDGEWOOD, NJ 07450-2906

Mortgage

Document Number21007260
DateJan 19, 2021
Instrument21-007260
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2050

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address986 E GLEN AVE, RIDGEWOOD, NJ 07450-2906
Document Number0038350733
Instrument DateDec 2, 2014
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 E GLEN AVE RIDGEWOOD NJ 074502906, RIDGEWOOD, NJ 07450-2906

Mortgage

Document Number0038350733
DateNov 24, 2020
Book Page003835/000733
Instrument124210
Lender
NameSPENCER SVGS BK
TypeFederal Savings Bank
AddressELMWOOD PARK, NJ 07407
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,900 (-) Land $243,700 Building $179,200$422,900 (-) Land $243,700 Building $179,200
2025$12,222.00 (+0.73%)$422,900 (-) Land $243,700 Building $179,200$422,900 (-) Land $243,700 Building $179,200
2024$12,133.00 (+4.98%)
2023$422,900 Land $243,700 Building $179,200$422,900 Land $243,700 Building $179,200
2022$11,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims80 (1980–2024)
Claims Outside the SFHA2 of 80
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 14 claims
  • Hurricane Irene, Aug 2011 · 19 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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