Bergen County and Ridgewood Village property record for 981 E Glen Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,344 sqft · built 1940 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Feb 2021) |
| Tax Bill | $15,973 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-05001-0000-00012-01 |
| Primary APN | 51-05001-0000-00012-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,344 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 18,905 sqft (0.434 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Old Parcel Number | 5105001000001201 |
|---|---|
| Street Address | 981 E GLEN AVE |
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .434 AC |
| Legal Subdivision | WALTER R & PATRICIA A BUSCH |
| Legal Block | 5001 |
| Legal Lot Number | 12.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 47100 |
981 E Glen Ave is owned and occupied by two individuals who bought it in February 2021.
Source: Bergen County and Ridgewood Village records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Feb 26, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | Mar 23, 1995 · Amount on File |
| Deed Document Number | 202126838 |
| Deed Book / Page | 3981 / 1930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 24, 2026 |
| Property Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Document Number | 0000050858 |
| Book / Page | 5857 / 1 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202650858 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Document Number | 0000050858, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 5857/1 |
| Instrument | 202650858 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Document Number | 0049121352 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 4912/1352 |
| Instrument | 2023006125 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 26, 2021 |
| Property Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Document Number | 0039811930 |
| Book / Page | 3981 / 1930 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021026838 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 981 E GLEN AVE, 981, RIDGEWOOD, NJ 07450-2903 |
| Name | Verified Name |
|---|---|
| Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Document Number | 2021026839 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021026839 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 7, 2017 |
| Property Address | 981 E GLEN AVE, RIDGEWOOD, NJ 07450-2903 |
| Document Number | 0026310164 |
| Book / Page | 002631 / 000164 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 981 E GLEN AVE RIDGEWOOD NJ 074502903, RIDGEWOOD, NJ 07450-2903 |
The 2025 property tax bill for 981 E Glen Ave was $15,973, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,700 (-) Land $259,000 Building $293,700 | $552,700 (-) Land $259,000 Building $293,700 | |
| 2025 | $15,973.00 (+0.74%) | $552,700 Land $259,000 Building $293,700 | $552,700 Land $259,000 Building $293,700 |
| 2024 | $15,856.00 | ||
| 2023 | $552,700 Land $259,000 Building $293,700 | $552,700 Land $259,000 Building $293,700 | |
| 2022 | $15,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 E Glen Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 E Glen Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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