986 Clover Ln, Deforest, WI 53532 Property Records

Dane County property record for 986 Clover Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$492,800 (Nov 2021)
Tax Bill	$9,254 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0909-241-6422-1`

Property Details

APN / Parcel Number

Primary APN	`0909-241-6422-1`

Exterior

Lot Area	9,801 sqft (0.225 acres)

Location & Zoning

Street Address	986 CLOVER LN
City	DEFOREST
State	WI
Zip	53532-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK CROSSING LOT 12
Legal Subdivision	PARK XING
Legal Block	64
Legal Lot Number	12
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2089
Census Tract	13201

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	986 CLOVER LN, DEFOREST, WI 53532-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LAKE MILLS
Jul 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Nov 24, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK
Mar 3, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF LAKE MILLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	5791922
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	986 CLOVER LN, DEFOREST, WI 53532-9131
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005698809
Date	Feb 25, 2021
Instrument	5698809

Lender

Name	BANK OF LAKE MILLS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	986 CLOVER LN, DEFOREST, WI 53532-9131
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005617262
Date	Jul 27, 2020
Instrument	5617262

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Nov 24, 2021
Property Address	986 CLOVER LN, DEFOREST, WI 53532-9131
Document Number	0005791922
Map Reference	MB 001 PG 10-14
Instrument Date	Nov 10, 2021
Instrument	5791922
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,478.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 CLOVER LN, DEFOREST, WI 53532-9131

Mortgage

Document Number	0005791923
Date	Nov 24, 2021
Instrument	5791923

Lender

Name	NORTH AMERICAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 3, 2021
Property Address	986 CLOVER LN, DEFOREST, WI 53532-9131
Document Number	0005700763
Map Reference	MB 101 PG 10-14
Instrument Date	Feb 25, 2021
Instrument	5700763
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$246.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CROSSROADS DR STE 140, 140, MADISON, WI 53718-7981
Investor	Possibly a Property Investor

Mortgage

Document Number	0005700764
Date	Mar 3, 2021
Instrument	5700764

Lender

Name	BANK OF LAKE MILLS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,254.00 (+4.18%)	$528,500 (+4.1%) Land $87,100 Building $441,400	$574,400 (+6.79%)
2023		$507,700 Land $87,100 Building $420,600	$537,900
2022	$8,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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