981 Clover Ln, Deforest, WI 53532 Property Records

Dane County property record for 981 Clover Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on File
Last Sale	$484,000 (Jan 2022)
Tax Bill	$8,595 (2025)
Deeds & Mortgages	Jan 2022 Sale & Construction Loan Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0909-241-6642-1`

Property Details

APN / Parcel Number

Primary APN	`0909-241-6642-1`

Exterior

Lot Area	8,930 sqft (0.205 acres)

Location & Zoning

Street Address	981 CLOVER LN
City	DEFOREST
State	WI
Zip	53532-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK CROSSING LOT 32
Legal Subdivision	PARK XING
Legal Block	66
Legal Lot Number	32
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2089
Census Tract	13201

Owner

Source: Dane County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	46 TOWER DR, SUN PRAIRIE, WI 53590-1239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Construction Loan · Construction Mortgage WINTRUST MORTGAGE CORP
Mar 26, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF LAKE MILLS
Mar 26, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF LAKE MILLS
Jul 27, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	5806077
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jan 19, 2022
Property Address	981 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005806077
Map Reference	MAP14579 MB101 PG10
Instrument Date	Jan 3, 2022
Instrument	5806077
Transaction Type	Construction Loan
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 CLOVER LN, DEFOREST, WI 53532-9133

Mortgage

Document Number	0005806078
Date	Jan 19, 2022
Instrument	5806078

Lender

Name	WINTRUST MORTGAGE CORP

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 26, 2021
Property Address	981 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005709749
Map Reference	MB 101 PG 10-14
Instrument Date	Mar 24, 2021
Instrument	5709749
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Tax	$767.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CROSSROADS DR STE 140, 140, MADISON, WI 53718-7981
Investor	Possibly a Property Investor

Mortgage

Document Number	0005709750
Date	Mar 26, 2021
Instrument	5709750

Lender

Name	BANK OF LAKE MILLS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0005709752
Date	Mar 26, 2021
Instrument	5709752

Lender

Name	BANK OF LAKE MILLS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 26, 2021
Property Address	981 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005709749
Map Reference	MB 101 PG 10-14
Instrument Date	Mar 24, 2021
Instrument	5709749
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$767.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 CROSSROADS DR STE 140, 140, MADISON, WI 53718-7981
Investor	Possibly a Property Investor

Mortgage

Document Number	0005709750
Date	Mar 26, 2021
Instrument	5709750

Lender

Name	BANK OF LAKE MILLS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Jul 27, 2020
Property Address	981 CLOVER LN, DEFOREST, WI 53532-9133
Document Number	0005617262
Instrument Date	Jul 22, 2020
Instrument	5617262
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	N27W24025 PAUL CT #100 PEWAUKEE WI 530726239, 100, PEWAUKEE, WI 53072-6239

Mortgage

Document Number	0005617262
Date	Jul 27, 2020
Instrument	5617262

Lender

Name	CITIZENS BK
Type	Bank
Address	2109 CORPORATE DR, WAUKESHA, WI 53189-7994

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,595.00 (+3.89%)	$491,200 (+3.8%) Land $86,000 Building $405,200	$533,900 (+6.5%)
2023		$473,200 Land $86,000 Building $387,200	$501,300
2022	$8,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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