986 Centennial Ave, Deltona, FL 32738 Property Records

Volusia County property record for 986 Centennial Ave, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$175,000 (May 2018)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-40-49-0120`

Property Details

APN / Parcel Number

Primary APN	`8130-40-49-0120`
Alternative APNs	`31183040490120` `30183140490120` `2797886.0` `2797886`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	1,348 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	464 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2797886
Street Address	986 CENTENNIAL AVE
City	DELTONA
State	FL
Zip	32738-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 12 BLK 1076 DELTONA LAKES UNIT 40 MB 27 PGS 224-240 INC PER OR 4459 PG 3076 PER OR 5563 PG 4663 PER OR 6272 PGS 3658-3659 PER OR 6280 PGS 4827-4828 PER OR 6280 PG 4825 PER OR 7546 PGS 2896-2897
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	40
Legal Block	1076
Legal Lot Number	12
Legal Unit	40
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2027
Census Tract	91038

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	986 CENTENNIAL AVE, DELTONA, FL 32738-6726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 6, 2021	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 17, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Sep 29, 2008 · Amount on Record
Deed Document Number	2018100082
Deed Book / Page	7546 / 2896
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0062804825
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	986 CENTENNIAL AVE, DELTONA, FL 32738-6726
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 CENTENNIAL AVE, DELTONA, FL 32738-6726

Mortgage

Document Number	0081790440
Date	Dec 28, 2021
Book Page	8179/440
Instrument	2021309456

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	986 CENTENNIAL AVE, DELTONA, FL 32738-6726
Document Number	0079792948
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	986 CENTENNIAL AVE DELTONA FL 327386726, DELTONA, FL 32738-6726

Mortgage

Document Number	0079792948
Date	Jan 27, 2021
Book Page	007979/002948
Instrument	18809

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 17, 2018
Property Address	986 CENTENNIAL AVE, DELTONA, FL 32738-6726
Document Number	0075462896
Book / Page	7546 / 2896
Map Reference	MB27 PG224-240
Instrument Date	May 15, 2018
Instrument	2018-100082
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1554 SUNSET DR, 1554, WINTER PARK, FL 32789-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 CENTENNIAL AVE, DELTONA, FL 32738-6726

Mortgage

Document Number	2018100083
Date	May 17, 2018
Instrument	2018-100083

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,490 (+2.7%)	$243,569 (+0.19%) Land $56,800 Building $186,769
2025	$2,655.00 (+3.07%) Homeowner's exemption	$161,140 (+5.99%)	$243,106 (+7.92%) Land $56,800 Building $186,306
2024	$2,576.00 (+4.42%)
2023	$2,467.00 (+1.31%) Homeowner's exemption	$152,038 (+3%)	$225,258 (+16.29%) Land $56,800 Building $168,458
2022	$2,435.00 Homeowner's exemption	$147,610	$193,711 Land $36,800 Building $156,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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