981 Centennial Ave, Deltona, FL 32738 Property Records

Volusia County property record for 981 Centennial Ave, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on Record
Last Sale	$251,000 (Aug 2021)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-40-48-0040`

Property Details

APN / Parcel Number

Primary APN	`8130-40-48-0040`
Alternative APNs	`31183040480040` `30183140480040` `2797673.0` `2797673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	1,427 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	275 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2797673
Street Address	981 CENTENNIAL AVE
City	DELTONA
State	FL
Zip	32738-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 4 BLK 1075 DELTONA LAKES UNIT 40 MB 27 PGS 224-240 INC PER OR 3808 PG 1885 PER OR 5351 PG 0704 PER OR 5817 PG 3893 PER OR 6433 PG 3703 PER OR 8111 PG 2220
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	40
Legal Block	1075
Legal Lot Number	4
Legal Unit	40
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2026
Census Tract	91038

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	981 CENTENNIAL AVE, DELTONA, FL 32738-6724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jan 6, 2010 · Amount on Record
Deed Document Number	2021208872
Deed Book / Page	8111 / 2220
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	0058173893
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 31, 2021
Property Address	981 CENTENNIAL AVE, DELTONA, FL 32738-6724
Document Number	0081112220
Book / Page	8111 / 2220
Map Reference	MB 27 PG 224
Instrument Date	Aug 20, 2021
Instrument	2021-208872
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1563 BRENDON PALM CT APT 107, 1563, ORANGE CITY, FL 32763-1931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 CENTENNIAL AVE, DELTONA, FL 32738-6724

Mortgage

Document Number	81112222
Date	Aug 31, 2021
Instrument	8111/2222

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	981 CENTENNIAL AVE, DELTONA, FL 32738-6724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075240582
Date	Mar 26, 2018
Book Page	7524/0582
Instrument	2018-060551

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LONGWOOD, FL 32752

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,736 (+2.7%)	$262,707 (+1.32%) Land $56,800 Building $205,907
2025	$3,864.00 (+2.33%) Homeowner's exemption	$225,644 (+5.99%)	$259,276 (+8.22%) Land $56,800 Building $202,476
2024	$3,776.00 (+3.14%)
2023	$3,661.00 (+0.97%) Homeowner's exemption	$212,899 (+3%)	$239,587 (+15.91%) Land $56,800 Building $182,787
2022	$3,626.00 Homeowner's exemption	$206,698 Land $36,800 Building $169,898	$206,698 Land $36,800 Building $169,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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