Amherst County property record for 986 Cedar Gate Rd, Monroe, VA 24574 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1969 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $684 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 A 22 |
| Primary APN | 123 A 22 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 986 CEDAR GATE RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ON RT 657 CEDAR GATE ROAD 12 3 A 22 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10300 |
Source: Amherst County records · APN 123 A 22
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 986 CEDAR GATE RD, MONROE, VA 24574-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 986 CEDAR GATE RD, MONROE, VA 24574-2137 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 986 CEDAR GATE RD, MONROE, VA 24574-2137 |
| Document Number | 0250002878 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 250002878 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 986 CEDAR GATE RD, MONROE, VA 24574-2137 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002989 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 210002989 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684.00 (+62.09%) | $69,300 (-) Land $25,000 Building $44,300 | $122,300 (+76.48%) Land $30,000 Building $92,300 |
| 2025 | $422.00 | ||
| 2024 | $69,300 (-) Land $25,000 Building $44,300 | $69,300 (-) Land $25,000 Building $44,300 | |
| 2023 | $422.00 | $69,300 Land $25,000 Building $44,300 | $69,300 Land $25,000 Building $44,300 |
Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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