Amherst County property record for 963 Cedar Gate Rd, Monroe, VA 24574 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1981 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 27,847 sqft (0.639 acres) |
| Garage | Detached |
| Tax Bill | $463.00 (2026) |
| Primary APN | 123B 3 2A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 27,847 sqft (0.639 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 963 CEDAR GATE RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2136 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2A SIBIAKOFFSKI 123B 3 2A |
| Legal Subdivision | SIBIAKORFFSKI SD |
| Legal Lot Number | 2A |
| Jurisdiction | AMHERST VA |
| Minor Civil Division | 3 |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 10300 |
Source: Amherst County records · APN 123B 3 2A
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6901 ELON DR, FREDERICKSBURG, VA 22407-3730 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMETOWN EQUITY MORTGAGE |
| Apr 07, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Jun 16, 2026 |
| Property Address | 963 CEDAR GATE RD, MONROE, VA 24574-2136 |
| Document Number | 0000001791 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 6901 ELON DR, FREDERICKSBURG, VA 22407-3730 |
| Document Number | 0000001791, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261791 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 963 CEDAR GATE RD, MONROE, VA 24574-2136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210001318 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 210001318 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463.00 (+33.82%) | $56,800 (-) Land $17,500 Building $39,300 | $82,700 (+45.6%) Land $21,000 Building $61,700 |
| 2025 | $346.00 | ||
| 2024 | $56,800 (-) Land $17,500 Building $39,300 | $56,800 (-) Land $17,500 Building $39,300 | |
| 2023 | $346.00 | $56,800 Land $17,500 Building $39,300 | $56,800 Land $17,500 Building $39,300 |
Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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