9856 Joel Cir, Cypress, CA 90630 Property Records

Orange County property record for 9856 Joel Cir, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 1965
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Apr 2017)
Tax Bill	$10,133 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`134-172-08`

Property Details

APN / Parcel Number

Primary APN	`134-172-08`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9856 JOEL CIR
City	CYPRESS
State	CA
Zip	90630-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 4994 BLK LOT 27
Legal Subdivision	TR 4994
Legal Tract	4994
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3004
Census Tract	110109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9856 JOEL CIR, CYPRESS, CA 90630-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Dec 18, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF HOPE
Apr 24, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	2017163866
Prior Transfer Date	Aug 26, 2002
Prior Transfer Doc	0000776246
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9856 JOEL CIR, CYPRESS, CA 90630-3912
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9856 JOEL CIR, CYPRESS, CA 90630-3912

Mortgage

Document Number	0000045645
Date	Feb 19, 2026
Instrument	2026000045645

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9856 JOEL CIR, CYPRESS, CA 90630-3912
Document Number	0000557043
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9856 JOEL CIR CYPRESS CA 906303912, CYPRESS, CA 90630-3912

Mortgage

Document Number	0000557043
Date	Dec 26, 2017
Instrument	557043

Lender

Name	BANK OF HOPE
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2017
Property Address	9856 JOEL CIR, CYPRESS, CA 90630-3912
Document Number	0000163866
Map Reference	MB 201 PG 26-28
Instrument Date	Mar 28, 2017
Instrument	2017000163866
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9856 JOEL CIR, CYPRESS, CA 90630-3912

Mortgage

Document Number	0000163867
Date	Apr 24, 2017
Instrument	2017000163867

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,499 (+2%) Land $775,934 Building $122,565
2025	$10,133.00 (+6.97%) Homeowner's exemption	$880,882 (+4.04%) Land $760,720 Building $120,162
2023	$9,473.00 (+1.13%) Homeowner's exemption	$846,677 Land $731,180 Building $115,497
2022	$9,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, Verizon.

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