9855 Division Dr, Ceresco, MI 49033 Property Records

Calhoun County property record for 9855 Division Dr, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1992
Lot Size	7.02 acres (306,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,200 (Jul 2019)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Jul 2019 Second Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-034-008-00`

Property Details

APN / Parcel Number

Primary APN	`10-034-008-00`
Alternative APN	`13-10-034-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,748 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Lot Area	306,009 sqft (7.02 acres)
Lot Dimensions	510 ft deep x 748 ft wide
Garage Area	2,560 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9855 DIVISION DR
City	CERESCO
State	MI
Zip	49033-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	EMMETT TWP/T2S R7W, SEC 34: S 660 FT OF W 600 FT OF E 30 ACRES SE1/4 SE1/4 EXC S 300 FT OF W 300 FT THEREOF
Legal Range	07W
Legal Township	02S
Legal Section	03
Jurisdiction	CALHOUN MI
Township / Civil Division	EMMETT
Census Block Group	4
Census Block	4022
Census Tract	1900

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9855 DIVISION DR, CERESCO, MI 49033-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KELLOGG COMMUNITY CU
Jul 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Book / Page	4334 / 668
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	9855 DIVISION DR, CERESCO, MI 49033-9766
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04340/0106
Date	Jul 31, 2019
Book Page	4340/0106

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 10, 2029

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 12, 2019
Property Address	9855 DIVISION DR, CERESCO, MI 49033-9766
Document Number	04334/0668
Book / Page	4334 / 0668
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$313.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9855 DIVISION DR, CERESCO, MI 49033-9766

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Emmett Charter Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,860 (+2.8%)
2025	$4,527.00 (+27.99%) Homeowner's exemption	$173,020 (+30.64%)	$355,720 (+2.8%)
2024			$346,040 (+30.64%)
2023		$132,440	$264,880
2020	$3,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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