9775 Division Dr, Ceresco, MI 49033 Property Records

Calhoun County property record for 9775 Division Dr, Ceresco, MI 49033

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1988
Lot Size	2.06 acres (89,995 sqft)
Owner	Individual Name on File
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-034-008-02`

Property Details

APN / Parcel Number

Primary APN	`10-034-008-02`
Alternative APN	`13-10-034-008-02`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modular
Lot Area	89,995 sqft (2.06 acres)
Lot Dimensions	300 ft deep x 377 ft wide
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9775 DIVISION DR
City	CERESCO
State	MI
Zip	49033-9640
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RR
Legal Description	EMMETT TWP/T2S R7W, SEC 34: S 300 FT OF W 300 FT OF E 30 ACRES OF SE1/4 SE1/4
Legal Range	07W
Legal Township	02S
Legal Section	03
Jurisdiction	CALHOUN MI
Township / Civil Division	EMMETT
Census Block Group	4
Census Block	4022
Census Tract	1900

Owner

Source: Calhoun County records · APN 10-034-008-02

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9775 DIVISION DR, CERESCO, MI 49033-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 17, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 25, 2020
Transfer Doc	004488/849
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	9775 DIVISION DR, CERESCO, MI 49033-9640
Transaction Type	Mortgage
Record Updated	Apr 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9775 DIVISION DR, CERESCO, MI 49033-9640

Mortgage

Document Number	004987/447
Date	Mar 20, 2026
Book Page	4987/447

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Dec 17, 2020
Property Address	9775 DIVISION DR, CERESCO, MI 49033-9640
Document Number	004488/849
Book / Page	4488 / 849
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9775 DIVISION DR, CERESCO, MI 49033-9640

Tax Assessment & Valuation

Source: Calhoun County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Emmett Charter Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,360 (+19.05%)
2025	$2,641.00 (+2.25%) Homeowner's exemption	$74,220 (+15.27%)	$176,720 (+19.05%)
2024	$2,583.00 (+4.74%)		$148,440 (+15.27%)
2023		$64,390	$128,780
2020	$2,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Division Dr

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