Palm Beach County property record for 9852 Isles Cay Dr, Delray Beach, FL 33446
| Property Type | Zero Lot Line |
|---|---|
| Details | 2 bd · 2 ba · 2,090 sqft · built 2007 |
| Lot Size | 0.174 acres (7,606 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,066 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-18-05-000-0010 |
| Primary APN | 00-42-46-18-05-000-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 2,665 sqft |
| 1st Floor Area | 2,090 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 7,606 sqft (0.174 acres) |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Porch Area | 92 sqft |
| Patio Area | 119 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 9852 ISLES CAY DR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9649 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Local Zoning Code | AGR-PUD |
| Legal Description | TIVOLI ISLES PUD LT 1 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 18 |
| Legal Subdivision | TIVOLI ISLES PUD |
| Legal Lot Number | 1 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 7774 |
9852 Isles Cay Dr, a zero lot line, is owner-occupied and held in a trust since May 2012.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9852 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2012 |
| Deed Sale | May 7, 2012 |
| Prior Sale | May 2, 2007 · Amount on File |
| Deed Document Number | 0025209596 |
| Deed Book / Page | 24561 / 1630 |
| Prior Transfer Date | Jun 6, 2011 |
| Prior Transfer Doc | 20110205917 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 9852 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 9852 ISLES CAY DR, DELRAY BEACH, FL 33446-9649 |
| Document Number | 0319790446 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 31979/446 |
| Instrument | 20200465325 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9852 Isles Cay Dr was $4,066 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,066.00 Homeowner's exemption | $262,242 | $475,445 Land $202,057 Building $273,388 |
| 2023 | $3,834.00 (+1.08%) Homeowner's exemption | $247,428 (+3%) | $481,202 (+19.71%) Land $155,000 Building $326,202 |
| 2022 | $3,793.00 Homeowner's exemption | $240,221 | $401,960 Land $137,944 Building $264,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9852 Isles Cay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9852 Isles Cay Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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