9840 Isles Cay Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 9840 Isles Cay Dr, Delray Beach, FL 33446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,090 sqft · built 2007
Lot Size0.155 acres (6,765 sqft)
Owner2 Individual Names on Record
Last Sale$434,900 (May 2007)
Tax Bill$3,498 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN00-42-46-18-05-000-0030

Property Details

APN / Parcel Number

Primary APN00-42-46-18-05-000-0030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,090 sqft Living Area
Gross Area2,665 sqft
1st Floor Area2,090 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area6,765 sqft (0.155 acres)
Garage TypeAttached
Garage Area483 sqft
PorchFinished/Open Porch
Porch Area92 sqft
Patio Area385 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9840 ISLES CAY DR
CityDELRAY BEACH
StateFL
Zip33446-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR-PUD
Legal DescriptionTIVOLI ISLES PUD LT 3
Legal Range42E
Legal Township46S
Legal Section18
Legal SubdivisionTIVOLI ISLES PUD
Legal Lot Number3
JurisdictionPALM BEACH FL
Township / Civil DivisionSUNSHINE PARKWAY
Census Block Group1
Census Block1007
Census Tract7774

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9840 ISLES CAY DR, DELRAY BEACH, FL 33446-9649
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2007 · Amount on Record
Deed SaleMay 7, 2007 · Amount on Record
Deed Document Number2007220251
Deed Book / Page21703 / 693
Last Transfer DateJul 2, 2007
Transfer Doc0219801496
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address9840 ISLES CAY DR, DELRAY BEACH, FL 33446-9649
Document Number0299860259
Instrument DateJun 30, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9840 ISLES CAY DR DELRAY BEACH FL 334469649, DELRAY BEACH, FL 33446-9649

Mortgage

Document Number0299860259
DateJul 12, 2018
Book Page029986/000259
Instrument269786
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 11, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,498.00 (+3.34%) Homeowner's exemption$227,305 (+5.99%)$471,960 (-2.44%) Land $196,156 Building $275,804
2024$3,385.00 (+2.79%)
2023$3,293.00 (+1.2%) Homeowner's exemption$214,465 (+3%)$483,776 (+19.8%) Land $155,000 Building $328,776
2022$3,254.00 Homeowner's exemption$208,218$403,824 Land $137,127 Building $266,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Hotwire Communications
Fiber
1,000 / 200
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Isles Cay Dr

Nearby Streets

Search Property Records by Address or Parcel Number