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985 Ward Mill Rd, Baxter, TN 38544 Property Records

Putnam County property record for 985 Ward Mill Rd, Baxter, TN 38544 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,462 sqft Living Area
Lot Size88,427 sqft (2.03 acres)
OccupancyOwner Occupied
Last Sale$199,900 (2020)
Tax Bill$1,144.00 (2025)

Property Details

APN / Parcel Number

Primary APN071056 03109
Alternative APN
  • 056 03109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,462 sqft Living Area
1st Floor1,462 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2010
Exterior MaterialSiding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area88,427 sqft (2.03 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area280 sqft Garage

Exterior Amenities

Deck Area144 sqft Deck
Patio Area96 sqft Patio
PorchOpen Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address985 WARD MILL RD
CityBAXTER
StateTN
Zip38544-3536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 20, COUNTY AREA: N01
JurisdictionPUTNAM TN
Minor Civil Division9
Census Blockgroup2
Census Block2012
Census Tract1100

Owner

Source: Putnam County records · APN 071056 03109

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address985 WARD MILL RD, BAXTER, TN 38544-3536
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Warranty Deed, Transfer
MISCELLANEOUS GOVT AGCY
Feb 13, 2020Loan Modification, Mortgage
PUTNAM 1ST MERCANTILE BK
Oct 15, 2019Warranty Deed, Transfer
PUTNAM 1ST MERCANTILE BK
Jun 24, 2019Trustee's Deed, Foreclosure
FIRST NAT'L BK/MIDDLE TN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Doc Number0RB1198597
Deed Book / PageRB1198 / 597
Record RefreshedJun 08, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateMay 19, 2020
Property Address985 WARD MILL RD, BAXTER, TN 38544-3536
Document NumberRB1198597
Book / Page001198 / 000597
Instrument DateMay 19, 2020
Instrument239923
Transaction TypeTransfer
Record UpdatedJul 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address985 WARD MILL RD BAXTER TN 385443536, BAXTER, TN 38544-3536

Mortgage

Document NumberRB1198599
DateMay 19, 2020
Book Page001198/000599
Instrument239924
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPO BOX 66889, ST LOUIS, MO 63166-6889
Agreement
AmountAmount Recorded
Term396 Months
DueMay 18, 2053

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM TN
Property Address985 WARD MILL RD, BAXTER, TN 38544-3536
Document NumberRB1177257
Instrument DateFeb 13, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 MAYNARD RD SILVER POINT TN 385826109, SILVER POINT, TN 38582-6109

Mortgage

Document NumberRB1177257
DateFeb 14, 2020
Book Page001177/000257
Instrument236367
Lender
NamePUTNAM 1ST MERCANTILE BK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateOct 15, 2019
Property Address985 WARD MILL RD, BAXTER, TN 38544-3536
Document NumberRB1152109
Book / Page001152 / 000109
Instrument DateOct 11, 2019
Instrument231952
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyINTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 MAYNARD RD SILVER POINT TN 385826109, SILVER POINT, TN 38582-6109

Mortgage

Document NumberRB1152111
DateOct 15, 2019
Book Page001152/000111
Instrument231953
Lender
NamePUTNAM 1ST MERCANTILE BK
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
AmountAmount Recorded

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPUTNAM TN
Recording DateJun 24, 2019
Property Address985 WARD MILL RD, BAXTER, TN 38544-3536
Document NumberRB1127700
Book / Page001127 / 000700
Instrument DateJun 13, 2019
Instrument227569
Transaction TypeForeclosure
Record UpdatedAug 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$231.99
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 HILLARY CT COOKEVILLE TN 385064217, COOKEVILLE, TN 38506-4217

Mortgage

Document NumberRB11312
DateJun 24, 2019
Book Page001131/000002
Instrument228157
Lender
NameFIRST NAT'L BK/MIDDLE TN
AddressMCMINNVILLE, TN 37110
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,144.00$43,025 (-) Land $8,325 Building $34,700
2024$1,144.00 (+7.52%)$43,025 (-) Land $8,325 Building $34,700
2023$43,025 Land $8,325 Building $34,700
2022$1,064.00
2021$172,100 Land $33,300 Building $138,800

Flood & Wildfire

985 Ward Mill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Putnam County (47141C), updated February 14, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 28th in Tennessee
Wildfire LikelihoodLow — about 1 in 5,882 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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