1005 Ward Mill Rd, Baxter, TN 38544 Property Records

Putnam County property record for 1005 Ward Mill Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1995
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Apr 1994)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071056 03112`

Property Details

APN / Parcel Number

Primary APN	`071056 03112`
Alternative APN	`056 03112`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	3,660 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	209,088 sqft (4.8 acres)
Garage Area	704 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	772 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1005 WARD MILL RD
City	BAXTER
State	TN
Zip	38544-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: N01
Jurisdiction	PUTNAM TN
Township / Civil Division	9
Census Block Group	2
Census Block	2012
Census Tract	1100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 WARD MILL RD, BAXTER, TN 38544-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 14, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BK
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRACY M SHAEFFER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1994 · Amount on Record
Deed Sale	Apr 30, 1994 · Amount on Record
Deed Document Number	0000034821
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1005 WARD MILL RD, BAXTER, TN 38544-3537
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001652401
Date	Oct 21, 2025
Book Page	1652/401
Instrument	316918

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1005 WARD MILL RD, BAXTER, TN 38544-3537
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001299344
Date	Apr 29, 2021
Book Page	1299/344
Instrument	256266

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1005 WARD MILL RD, BAXTER, TN 38544-3537
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 WARD MILL RD, BAXTER, TN 38544-3537

Mortgage

Document Number	0001424130
Date	Aug 9, 2022
Book Page	1424/130
Instrument	277332

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 24, 2037

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1005 WARD MILL RD, BAXTER, TN 38544-3537
Document Number	RB991267
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 WARD MILL RD BAXTER TN 385443537, BAXTER, TN 38544-3537

Mortgage

Document Number	RB991267
Date	Apr 26, 2017
Book Page	000991/000267
Instrument	200678

Lender

Name	PEOPLES BK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1005 WARD MILL RD, BAXTER, TN 38544-3537
Document Number	RB985280
Book / Page	000985 / 000280
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 WARD MILL RD BAXTER TN 385443537, BAXTER, TN 38544-3537

Mortgage

Document Number	RB985280
Date	Mar 17, 2017
Book Page	000985/000280
Instrument	199462

Lender

Name	TRACY M SHAEFFER
Address	1005 W MILL RD, BAXTER, TN 38544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 16, 2027

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,558.00 (+7.61%)	$96,175 (-) Land $10,050 Building $86,125
2023		$96,175 Land $10,050 Building $86,125
2022	$2,377.00
2021			$384,700 Land $40,200 Building $344,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUBLE SPRINGS U.D. serves 6,698 people · EPA ID TN0000192
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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