985 W 23rd St, Upland, CA 91784 Property Records

San Bernardino County property record for 985 W 23rd St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,013 sqft · built 1947
Lot Size	0.321 acres (13,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jan 2018)
Tax Bill	$8,331 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1003-542-16-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-542-16-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,013 sqft Living Area
1st Floor Area	2,013 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Masonry / Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	13,970 sqft (0.321 acres)
Lot Dimensions	127 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	545 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	985 W 23RD ST
City	UPLAND
State	CA
Zip	91784-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	TRACT NO 1845 LOT 5 BLK 1 EX N 73 FT THEREOF
Legal Tract	1845
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2029
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 W 23RD ST, UPLAND, CA 91784-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jan 3, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage IGOR & ELENA PROKOPENKO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	20181193
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	0000558764
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	985 W 23RD ST, UPLAND, CA 91784-1211
Document Number	0000282089
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 W 23RD ST UPLAND CA 917841211, UPLAND, CA 91784-1211

Mortgage

Document Number	0000282089
Date	Aug 12, 2020
Instrument	282089

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2018
Property Address	985 W 23RD ST, UPLAND, CA 91784-1211
Document Number	0000001193
Map Reference	MB 27 PG 4
Instrument Date	Nov 16, 2017
Instrument	2018-0001193
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	985 W 23RD ST, UPLAND, CA 91784-1211

Mortgage

Document Number	0000001194
Date	Jan 3, 2018
Instrument	2018-0001194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	985 W 23RD ST, UPLAND, CA 91784-1211
Document Number	0000307071
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 N EUCLID AVE UPLAND CA 917841626, UPLAND, CA 91784-1626

Mortgage

Document Number	0000307071
Date	Jul 27, 2017
Instrument	307071

Lender

Name	IGOR & ELENA PROKOPENKO
Address	8358 AUBURN RIDGE WAY, SAN DIEGO, CA 92129-4463

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$771,791 (+2%) Land $270,127 Building $501,664
2025	$8,331.00 (+4.83%)	$756,657 (+4.04%) Land $264,830 Building $491,827
2023	$7,947.00 (+2.19%)	$727,274 Land $254,546 Building $472,728
2022	$7,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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