965 W 23rd St, Upland, CA 91784 Property Records

San Bernardino County property record for 965 W 23rd St, Upland, CA 91784

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,506 sqft · built 1949
Lot Size	0.551 acres (24,000 sqft)
Owner	Company Name on Record
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1003-542-11-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-542-11-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,506 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	2,506 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio/Porch
Porch Area	54 sqft
Patio Area	54 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 W 23RD ST
City	UPLAND
State	CA
Zip	91784-1211
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RS14M
Legal Description	TRACT 1845 LOT 4 BLOCK 1
Legal Tract	1845
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2029
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2404 N MOUNTAIN AVE, UPLAND, CA 91784-1043
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Grant Deed, Transfer
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2015
Transfer Doc	0000463539
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 30, 2025
Property Address	965 W 23RD ST, UPLAND, CA 91784-1211
Document Number	0000264747
Map Reference	MB 27 PG 4
Instrument Date	Oct 29, 2025
Instrument	2025-0264747
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 N MOUNTAIN AVE, UPLAND, CA 91784-1043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	965 W 23RD ST, UPLAND, CA 91784-1211
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 N MOUNTAIN AVE, UPLAND, CA 91784-1043

Mortgage

Document Number	0000099810
Date	Mar 3, 2021
Instrument	2021-0099810

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,388 (+2%) Land $214,765 Building $179,623
2025	$4,401.00 (+4.84%)	$386,655 (+4.04%) Land $210,554 Building $176,101
2023	$4,198.00 (+2.19%)	$371,640 Land $202,377 Building $169,263
2022	$4,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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