985 Virgo Dr, Franklin, IN 46131 Property Records

Johnson County property record for 985 Virgo Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,627 sqft · built 2005
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on Record
Last Sale	$293,300 (Mar 2018)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51002206040/00`

Property Details

APN / Parcel Number

Primary APN	`51002206040/00`
Alternative APNs	`41-08-22-043-031.000-009` `00001092623`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,627 sqft Living Area
1st Floor Area	2,827 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	150 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	237 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001092623
Street Address	985 VIRGO DR
City	FRANKLIN
State	IN
Zip	46131-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSTAR SUB SEC 3 LOT 118 MP FRANKLIN COMMUNI
Legal Subdivision	WINDSTAR SUB SEC 3
Legal Lot Number	118
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4000
Census Tract	610801

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 VIRGO DR, FRANKLIN, IN 46131-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 26, 2018	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	20186426
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	985 VIRGO DR, FRANKLIN, IN 46131-7155
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014868
Date	Jun 11, 2020
Instrument	2020-014868

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 26, 2018
Property Address	985 VIRGO DR, FRANKLIN, IN 46131-7155
Document Number	2018006426
Map Reference	PC D PG 485 A B
Instrument Date	Mar 8, 2018
Instrument	2018-006426
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 VIRGO DR, FRANKLIN, IN 46131-7155

Mortgage

Document Number	2018006427
Date	Mar 26, 2018
Instrument	2018-006427

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,380.00 (+0.51%) Homeowner's exemption	$329,200 (+21.21%) Land $28,800 Building $300,400	$329,200 (+21.21%) Land $28,800 Building $300,400
2024	$3,363.00 (+11.14%)
2023	$3,026.00 (+3.77%) Homeowner's exemption	$271,600 Land $28,800 Building $242,800	$271,600 Land $28,800 Building $242,800
2022	$2,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1990–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 8 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, Verizon.

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