982 Virgo Dr, Franklin, IN 46131 Property Records

Johnson County property record for 982 Virgo Dr, Franklin, IN 46131

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,871 sqft · built 2005
Lot Size0.542 acres (23,610 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Feb 2009)
Tax Bill$3,686 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN51002206021/00

Property Details

APN / Parcel Number

Primary APN51002206021/00
Alternative APNs
  • 41-08-22-043-012.000-009
  • 00001092609

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,871 sqft Living Area
1st Floor Area2,871 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area23,610 sqft (0.542 acres)
Lot Dimensions230 ft deep x 93 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001092609
Street Address982 VIRGO DR
CityFRANKLIN
StateIN
Zip46131-7154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSTAR SUB SEC 3 LOT 131 MP FRANKLIN COMMUNI
Legal SubdivisionWINDSTAR SUB SEC 3
Legal Lot Number131
JurisdictionJOHNSON IN
Township / Civil DivisionFRANKLIN
Census Block Group4
Census Block4000
Census Tract610801

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address982 VIRGO DR, FRANKLIN, IN 46131-7154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2009 · Amount on Record
Deed SaleFeb 18, 2009 · Amount on Record
Prior SaleJan 31, 2006 · Amount on Record
Deed Document Number20093086
Prior Transfer DateFeb 6, 2009
Prior Transfer Doc2009003086
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address982 VIRGO DR, FRANKLIN, IN 46131-7154
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020014725
DateJun 10, 2020
Instrument2020-014725
Lender
NameMUTUAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJohnson County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,686.00 (+2.3%) Homeowner's exemption$356,100 (+22.62%) Land $28,800 Building $327,300$356,100 (+22.62%) Land $28,800 Building $327,300
2024$3,603.00 (+11.2%)
2023$3,240.00 (+3.78%) Homeowner's exemption$290,400 (+4.27%) Land $28,800 Building $261,600$290,400 (+4.27%) Land $28,800 Building $261,600
2022$3,122.00 Homeowner's exemption$278,500 Land $28,800 Building $249,700$278,500 Land $28,800 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1990–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimJul 2017 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 8 claims
  • Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - JOHNSON COUNTY
private · serves 86,813 people · EPA ID IN5241005
Water SourceGroundwater
Last State InspectionJan 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, JC Fiber, Verizon.

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