985 Thomas Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 985 Thomas Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 616 sqft · built 1939
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Jul 2022)
Tax Bill	$814 (2025)
Deeds & Mortgages	Jul 2022 Sale May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-1010-0037-01-1`

Property Details

APN / Parcel Number

Primary APN	`03-1010-0037-01-1`
Alternative APN	`11-03-1010-0037-01-1`

Interior

Full Baths	1 Bath
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Raised Ranch
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	985 THOMAS AVE
City	BENTON HARBOR
State	MI
Zip	49022-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 38 & THE N1/2 OF LOT 37 BUTLER VILLA NO.1
Legal Subdivision	BUTLER VILLA
Legal Lot Number	37-38
Legal Unit	38,37
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1010
Census Tract	2300

Owner

985 Thomas Ave is owned and occupied by an individual who bought it in July 2022.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	985 THOMAS AVE, BENTON HARBOR, MI 49022-7848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed, Transfer
May 9, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Deed Document Number	2022356946
Deed Book / Page	3378 / 3387
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	03205/0279
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 5, 2022
Property Address	985 THOMAS AVE, BENTON HARBOR, MI 49022-7848
Document Number	03378/3387
Book / Page	3378 / 3387
Instrument Date	Jun 28, 2022
Instrument	2022356946
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1349 MAPLE LN, BENTON HARBOR, MI 49022-9559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 THOMAS AVE, BENTON HARBOR, MI 49022-7848

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 9, 2018
Property Address	985 THOMAS AVE, BENTON HARBOR, MI 49022-7848
Document Number	03205/0279
Book / Page	3205 / 0279
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	973 THOMAS AVE, BENTON HARBOR, MI 49022-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	973 THOMAS AVE, BENTON HARBOR, MI 49022-7848

Tax Assessment & Valuation

The 2025 property tax bill for 985 Thomas Ave was $814 with a homeowner's exemption, up 3.6% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,200 (-6.85%)	$54,400 (-6.85%)
2025	$814.00 (+3.56%) Homeowner's exemption	$29,200	$58,400
2024	$786.00
2023		$22,700	$45,400
2022	$716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Thomas Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas Ave

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