Rutherford County property record for 985 Spindale St, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1948 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on File |
| Last Sale | $40,000 (Mar 2026) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1203866 |
| Primary APN | 1203866 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,036 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Slab |
| Porch Area | 196 sqft |
| Street Address | 985 SPINDALE ST |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | GPIN:1620129507430000; RES SPINDALE ST EXT |
| Legal Subdivision | CHARLES NEST PROPERTY |
| Legal Tract | 1 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960600 |
985 Spindale St is owned by a company that bought it in March 2026.
Source: Rutherford County records, as of April 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 266 BETHANY CHURCH RD, FAIRVIEW, NC 28730-9787 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Warranty Deed, Transfer |
| Mar 7, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on File |
| Deed Sale | Mar 17, 2026 · Amount on File |
| Prior Sale | Mar 7, 2017 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2100 / 3600 |
| Prior Transfer Date | Jun 27, 2014 |
| Prior Transfer Doc | 0010870328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Mar 17, 2026 |
| Property Address | 985 SPINDALE ST, SPINDALE, NC 28160-1721 |
| Document Number | 0021003600 |
| Book / Page | 2100 / 3600 |
| Instrument Date | Mar 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2690 MAPLE CREEK RD, RUTHERFORDTON, NC 28139-9505 |
| Name | Verified Name |
|---|---|
| Address | 266 BETHANY CHURCH RD, FAIRVIEW, NC 28730-9787 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Mar 7, 2017 |
| Property Address | 985 SPINDALE ST, SPINDALE, NC 28160-1721 |
| Document Number | 0011460187 |
| Book / Page | 001146 / 000187 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 8384 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2690 MAPLE CREEK RD RUTHERFORDTON NC 281399505, RUTHERFORDTON, NC 28139-9505 |
The 2025 property tax bill for 985 Spindale St was $837.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 | $51,800 Land $15,000 Building $36,800 | $51,800 Land $15,000 Building $36,800 |
| 2023 | $51,800 Land $15,000 Building $36,800 | $51,800 Land $15,000 Building $36,800 | |
| 2022 | $617.00 | ||
| 2021 | $617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 985 Spindale St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 985 Spindale St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum.
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