1007 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 1007 Spindale St, Spindale, NC 28160 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,674 sqft · built 1965
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2024)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1211217`

Property Details

APN / Parcel Number

Primary APN	`1211217`
Alternative APN	`20588`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,674 sqft Heated Area
Basement Area	1,353 sqft
Finished Basement	934 sqft
Unfinished Basement	419 sqft
Utility Area	108 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	235,224 sqft (5.4 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	330 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	1007 SPINDALE ST
City	SPINDALE
State	NC
Zip	28160-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G A TROUT FARMS LO:2 PL:2-82
Legal Subdivision	G A TROUT FARMS
Legal Lot Number	2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1011
Census Tract	960600

Owner

Source: Rutherford County records · APN 1211217

Assessment roll updated August 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1007 SPINDALE ST, SPINDALE, NC 28160-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC
Jun 03, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Jun 03, 2021 · Amount on Record
Deed Book / Page	2082 / 2892
Prior Transfer Date	Mar 07, 2006
Prior Transfer Doc	0008980799
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 29, 2026
Property Address	1007 SPINDALE ST, SPINDALE, NC 28160-1723
Document Number	2102000871
Book / Page	2102 / 871
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPINDALE ST, SPINDALE, NC 28160-1723

Mortgage

Document Number	2102000871,
Date	Apr 29, 2026
Book Page	2102/871

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 03, 2021
Property Address	1007 SPINDALE ST, SPINDALE, NC 28160-1723
Document Number	0020470771
Book / Page	2047 / 771
Map Reference	MB 2 PG 82
Instrument Date	May 05, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 303, RUTHERFORDTON, NC 28139-0303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPINDALE ST, SPINDALE, NC 28160-1723

Mortgage

Document Number	0002047773
Date	Jun 03, 2021
Instrument	2047/773

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 (+204.82%)	$293,000 (+19.35%) Land $22,800 Building $270,200	$293,000 (+19.35%) Land $22,800 Building $270,200
2023		$245,500 Land $22,800 Building $222,700	$245,500 Land $22,800 Building $222,700
2022	$1,142.00
2021	$1,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619606001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	2,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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