Madison County property record for 985 Scaffold Cane Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (May 2023) |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-0006-0004 |
| Primary APN | B011-0006-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 52114 |
|---|---|
| Street Address | 985 SCAFFOLD CANE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Legal Subdivision | SCAFFOLD |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11301 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 11, 2020 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 26, 2017 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Mar 11, 2020 · Amount on Record |
| Deed Document Number | 2014145402 |
| Deed Book / Page | D838 / 352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 17, 2023 |
| Property Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Document Number | 00D838/352 |
| Book / Page | D838 / 352 |
| Map Reference | MB 785 PG 446 |
| Instrument Date | May 11, 2023 |
| Instrument | 2014145402 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1776 MEADOW CREEK RD, ROCKHOLDS, KY 40759-9564 |
| Name | Verified Name |
|---|---|
| Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Document Number | 2014145403 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2014145403 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M2090/196 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | M2090/196 |
| Instrument | 2014052185 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 11, 2020 |
| Property Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Document Number | D00785/446 |
| Book / Page | D00785 / 446 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 2014008780 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 RAINBOW CT, 109, BEREA, KY 40403-9005 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Investor | Possibly a Property Investor |
| Document Number | 2014008781 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2014008781 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 26, 2017 |
| Property Address | 985 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Document Number | D00743/773 |
| Book / Page | D00743 / 773 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2013957762 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19130 NORDHOFF ST36, 19130, 00000 |
| Name | Verified Name |
|---|---|
| Address | 985 SCAFFORD CANE RD, BEREA, KY 40403-2123 |
| Investor | Possibly a Property Investor |
| Document Number | 2013957763 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2013957763 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,593.00 (+48.26%) Additional exemption filed | $275,000 (+52.44%) | $275,000 (+52.44%) |
| 2023 | $1,749.00 | $180,400 | $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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