Madison County property record for 978 Scaffold Cane Rd, Berea, KY 40403 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $201,000 (2019) |
| Tax Bill | $2,168.00 (2025) |
| Primary APN | 0074-046B-0002 |
|---|---|
| Alternative APNs |
|
| Account Number | 75121 |
|---|---|
| Street Address | 978 SCAFFOLD CANE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATERS LOT 2 |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11304 |
Source: Madison County records · APN 0074-046B-0002
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 978 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 09, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2019 · Amount on Record |
| Deed Sale | Apr 09, 2019 · Amount on Record |
| Deed Document Number | 2013990747 |
| Deed Book / Page | D00772 / 018 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 978 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01962/256 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | M01962/256 |
| Instrument | 2014016801 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 09, 2019 |
| Property Address | 978 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Document Number | D00772/018 |
| Book / Page | D00772 / 018 |
| Map Reference | CAB 22 SL 24 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2013990747 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3342 WALNUT MEADOW RD, PAINT LICK, KY 40461-8569 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 978 SCAFFOLD CANE RD, BEREA, KY 40403-2123 |
| Investor | Possibly a Property Investor |
| Document Number | 2013990748 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 2013990748 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (+11.24%) Additional exemption filed | $230,000 (+14.43%) | $230,000 (+14.43%) |
| 2023 | $1,949.00 | $201,000 | $201,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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