985 S Baldwin Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 985 S Baldwin Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,606 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$218,800 (Nov 2019)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-07532-30`

Property Details

APN / Parcel Number

Primary APN	`015-07532-30`
Alternative APN	`53-08-02-408-045.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,606 sqft Living Area
1st Floor Area	2,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-07532-30
Street Address	985 S BALDWIN DR
City	BLOOMINGTON
State	IN
Zip	47401-4813
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GABLES@BRIGHTON POINT LOT 30
Legal Subdivision	THE GABLES
Legal Lot Number	30
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1016
Census Tract	904

Owner

985 S Baldwin Dr, a condominium, is owned and occupied by an individual who bought it in November 2019.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	985 S BALDWIN DR, BLOOMINGTON, IN 47401-4813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jan 4, 2011 · Amount on File
Deed Document Number	201916822
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 18, 2019
Property Address	985 S BALDWIN DR, BLOOMINGTON, IN 47401-4813
Document Number	2019016822
Map Reference	CAB C ENV 309
Instrument Date	Nov 11, 2019
Instrument	2019016822
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 HARVARD TER, FRANKFORT, IN 46041-3144

Mortgage

Document Number	2019016823
Date	Nov 18, 2019
Instrument	2019016823

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 985 S Baldwin Dr was $2,972, down 11.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (-11.34%)	$315,500 Land $87,500 Building $228,000	$315,500 Land $87,500 Building $228,000
2024	$3,352.00
2023		$313,400 (+5.99%) Land $87,500 Building $225,900	$313,400 (+5.99%) Land $87,500 Building $225,900
2022	$3,198.00 Homeowner's exemption	$295,700 Land $87,500 Building $208,200	$295,700 Land $87,500 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 S Baldwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 S Baldwin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20