Monroe County property record for 982 S Baldwin Dr, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,006 sqft · built 2002 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (May 2026) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-07532-37 |
| Primary APN | 015-07532-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,006 sqft Living Area |
| 1st Floor Area | 3,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-07532-37 |
|---|---|
| Street Address | 982 S BALDWIN DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-4813 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GABLES@BRIGHTON PT PH2 LOT 37 |
| Legal Subdivision | THE GABLES |
| Legal Lot Number | 37 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 904 |
Source: Monroe County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU |
| Apr 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU |
| Oct 16, 2007 | Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY EMPLOYEE FCU |
| May 8, 2026 | Deed, Transfer TITLEPLS, TITLE PLUS |
| May 13, 2005 | Trustee's Deed, Foreclosure · ARM INDIANA UNIVERSITY EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | May 13, 2005 · Amount on Record |
| Deed Document Number | 202655888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019008974 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019008974 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021018200 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021018200 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023004158 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023004158 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007019157 |
|---|---|
| Date | Oct 16, 2007 |
| Instrument | 2007019157 |
| Name | INDIANA UNIVERSITY EMPLOYEE FCU |
|---|---|
| Address | BLOOMINGTON, IN 47402 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Nov 1, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 8, 2026 |
| Property Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Document Number | 0000055888 |
| Instrument Date | May 6, 2026 |
| Instrument | 202655888 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLEPLS, TITLE PLUS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 13, 2005 |
| Property Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Document Number | 2005008751 |
| Map Reference | CABC SL321 |
| Instrument Date | May 9, 2005 |
| Instrument | 2005008751 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 982 S BALDWIN DR, BLOOMINGTON, IN 47401-4813 |
| Document Number | 2005008752 |
|---|---|
| Date | May 13, 2005 |
| Instrument | 2005008752 |
| Name | INDIANA UNIVERSITY EMPLOYEES FCU |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2006 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,180.00 (+41.65%) | $326,400 (+1.27%) Land $87,500 Building $238,900 | $326,400 (+1.27%) Land $87,500 Building $238,900 |
| 2024 | $2,951.00 (+7.11%) | ||
| 2023 | $322,300 (+6.02%) Land $87,500 Building $234,800 | $322,300 (+6.02%) Land $87,500 Building $234,800 | |
| 2022 | $2,755.00 Homeowner's exemption | $304,000 Land $87,500 Building $216,500 | $304,000 Land $87,500 Building $216,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures