985 Ridgeview Ln, Saugatuck, MI 49453 Property Records

Allegan County property record for 985 Ridgeview Ln, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,632 sqft · built 2018
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,500 (Apr 2017)
Tax Bill	$19,916 (2025)
Deeds & Mortgages	May 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-790-004-00`

Property Details

APN / Parcel Number

Primary APN	`57-790-004-00`
Alternative APN	`03-57-790-004-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,632 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	120 ft deep x 117 ft wide
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	985 RIDGEVIEW LN
City	SAUGATUCK
State	MI
Zip	49453-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MS-MAPLE S
Legal Description	LOT 4 RIDGEVIEW PLAT SEC 9 T3N R16W (06)
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	RIDGEVIEW PLAT
Legal Lot Number	4
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2024
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6357 N RAVENSWOOD AVE, CHICAGO, IL 60660-2206
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 5, 2017	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Deed Book / Page	4127 / 704
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	985 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4135/413
Date	May 2, 2017
Book Page	4135/413

Lender

Name	MACATAWA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	985 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4489/557
Date	Jul 28, 2020
Book Page	4489/557

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 5, 2017
Property Address	985 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408
Document Number	4127/704
Book / Page	4127 / 704
Map Reference	LB15 PG96
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$589.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 N MAPLE ST, 445, SAUGATUCK, MI 49453-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6357 N RAVENSWOOD AVE, CHICAGO, IL 60660-2206

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,000 (+93.49%)	$1,200,000 (+93.49%)
2025	$19,916.00
2023		$310,100 Land $36,500 Building $273,600	$620,200 Land $73,000 Building $547,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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