976 Ridgeview Ln, Saugatuck, MI 49453 Property Records

Allegan County property record for 976 Ridgeview Ln, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 2010
Lot Size	0.702 acres (30,579 sqft)
Owner	Individual Name on Record
Tax Bill	$14,758 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`57-790-008-00`

Property Details

APN / Parcel Number

Primary APN	`57-790-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Basement Area	2,512 sqft
Unfinished Basement	2,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Lot Area	30,579 sqft (0.702 acres)
Lot Dimensions	272 ft deep x 117 ft wide
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	976 RIDGEVIEW LN
City	SAUGATUCK
State	MI
Zip	49453-8408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MS-MAPLE S
Legal Description	LOT 8 RIDGEVIEW PLAT SEC 9 T3N R16W (06)
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	RIDGEVIEW
Legal Lot Number	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2024
Census Tract	30801

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	976 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Intrafamily Transfer, Transfer · FHA Mortgage KONDAUR CAPITAL CORP
Aug 4, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020
Deed Sale	Aug 17, 2020
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Book / Page	4498 / 100
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	004498/100
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 17, 2020
Property Address	976 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408
Document Number	004498/100
Book / Page	4498 / 100
Map Reference	LB 15 PG 96
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	976 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408

Mortgage

Document Number	0004498616
Date	Aug 17, 2020
Instrument	4498/616

Lender

Name	KONDAUR CAPITAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 4, 2020
Property Address	976 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408
Document Number	4492/140
Book / Page	4492 / 140
Map Reference	LB 15 PG 96
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	976 RIDGEVIEW LN, 976, SAUGATUCK, MI 49453-8408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 RIDGEVIEW LN, SAUGATUCK, MI 49453-8408

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$775,000 (-35.53%)	$1,550,000 (-35.53%)
2025	$14,758.00 (+3.25%) Homeowner's exemption	$1,202,100 (+174.89%) Land $194,400 Building $1,007,700	$2,404,200 (+174.89%) Land $388,800 Building $2,015,400
2024	$14,294.00
2023		$437,300 Land $74,200 Building $363,100	$874,600 Land $148,400 Building $726,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeview Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures