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985 Prosperity Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 985 Prosperity Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,022 sqft · built 2015
Lot Size0.124 acres (5,403 sqft)
Owner2 Individual Names on Record
Last Sale$444,900 (Jul 2020)
Tax Bill$6,878 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-22-27-6094-02-160

Property Details

APN / Parcel Number

Primary APN21-22-27-6094-02-160
Alternative APNs
  • 272221609402160
  • 116852
  • 117515
  • 118861

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area2,914 sqft
1st Floor Area2,022 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,403 sqft (0.124 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address985 PROSPERITY DR
CityWINTER GARDEN
StateFL
Zip34787-3093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionOAKLAND PARK UNIT 2B 82/51 LOT 216
Legal Range27E
Legal Township22S
Legal Section21
Legal SubdivisionOAKLAND PK UT 2B
Legal Tract6094
Legal Block2
Legal Lot Number216
Legal Unit2B
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1037
Census Tract17200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address985 PROSPERITY DR, WINTER GARDEN, FL 34787-3093
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2020 · Amount on Record
Deed SaleJul 6, 2020 · Amount on Record
Prior SaleApr 7, 2015 · Amount on Record
Deed Document Number2020362494
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 6, 2020
Property Address985 PROSPERITY DR, WINTER GARDEN, FL 34787-3093
Document Number0000362494
Instrument DateJun 30, 2020
Instrument362494
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyFLORIDA TITLE PROS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,114.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address985 PROSPERITY DR WINTER GARDEN FL 347873093, WINTER GARDEN, FL 34787-3093

Mortgage

Document Number362495
DateJul 6, 2020
Instrument362495
Lender
NameMORTGAGE FIN'L GRP INC
TypeMortgage Company
AddressTAVARES, FL 32778
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,199 (+2.7%)$697,510 (-1%) Land $230,000 Building $467,510
2025$6,878.00 (+5.22%) Homeowner's exemption$462,706 (+5.99%)$704,540 (+14.06%) Land $230,000 Building $474,540
2024$6,537.00 (+3.6%)
2023$6,310.00 (+2.92%) Homeowner's exemption$436,569 (+3%)$617,704 (+31.24%) Land $200,000 Building $417,704
2022$6,131.00 Homeowner's exemption$423,853$470,665 Land $155,000 Building $315,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: Metronet, T-Mobile, Verizon.

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