979 Prosperity Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 979 Prosperity Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,525 sqft · built 2015
Lot Size	0.124 acres (5,403 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jun 2023)
Tax Bill	$13,658 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6094-02-150`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6094-02-150`
Alternative APNs	`272221609402150` `116851` `117514` `118860`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
Gross Area	3,905 sqft
1st Floor Area	1,653 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,403 sqft (0.124 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	608 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	979 PROSPERITY DR
City	WINTER GARDEN
State	FL
Zip	34787-3093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 2B 82/51 LOT 215
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PK UT 2B
Legal Tract	6094
Legal Block	2
Legal Lot Number	215
Legal Unit	2B
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1037
Census Tract	17200

Owner

979 Prosperity Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	979 PROSPERITY DR, WINTER GARDEN, FL 34787-3093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Apr 7, 2015 · Amount on File
Deed Document Number	2023308332
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 2, 2023
Property Address	979 PROSPERITY DR, WINTER GARDEN, FL 34787-3093
Document Number	0000308332
Map Reference	MB 82 PG 51
Instrument Date	May 23, 2023
Instrument	20230308332
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3044 SPRUCE RD, GIBSONIA, PA 15044-6917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 PROSPERITY DR, WINTER GARDEN, FL 34787-3093

Mortgage

Document Number	0000308333
Date	Jun 2, 2023
Instrument	20230308333

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	979 PROSPERITY DR, WINTER GARDEN, FL 34787-3093
Document Number	0000541853
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	979 PROSPERITY DR WINTER GARDEN FL 347873093, WINTER GARDEN, FL 34787-3093

Mortgage

Document Number	0000541853
Date	Oct 16, 2020
Instrument	541853

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 979 Prosperity Dr was $13,658, up 19.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$898,840 (+2.28%) Land $230,000 Building $668,840	$898,840 (-1.11%) Land $230,000 Building $668,840
2025	$13,658.00 (+19.81%) Homeowner's exemption	$878,783	$908,890 Land $230,000 Building $678,890
2024	$11,400.00 (+82.81%)
2023	$6,236.00 (+2.94%) Homeowner's exemption	$431,878 (+3%)	$712,489 (+31.79%) Land $200,000 Building $512,489
2022	$6,058.00 Homeowner's exemption	$419,299	$540,627 Land $155,000 Building $385,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 979 Prosperity Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 979 Prosperity Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, T-Mobile, Verizon.

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