Monroe County property record for 985 Powell Rd, Red Bud, IL 62278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 912 sqft · built 1960 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Dec 2025) |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-400-006-000 |
| Primary APN | 12-30-400-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 985 POWELL RD |
|---|---|
| City | RED BUD |
| State | IL |
| Zip | 62278-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 9 PART NE/4 SE/4 |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 30 |
| Legal Subdivision | PART NE |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 600502 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK |
| Mar 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK |
| Aug 29, 2023 | Warranty Deed, Transfer · Commercial Mortgage FIRST SOUTHERN BANK |
| Nov 28, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2023 · Amount on Record |
| Deed Document Number | 2025440482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 12, 2025 |
| Property Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Document Number | 0000440482 |
| Map Reference | MB A PG 6 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 440482 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Document Number | 0000440483 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 440483 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432364 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 432364 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 7, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000432368 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 432368 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 7, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 29, 2023 |
| Property Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Document Number | 0000430320 |
| Map Reference | MB A PG 6 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 430320 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6410 OLD COLLINSVILLE RD, O FALLON, IL 62269-1650 |
| Name | Verified Name |
|---|---|
| Address | 13549 S EGYPT SHORES DR, CREAL SPRINGS, IL 62922-3837 |
| Document Number | 0000430321 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 430321 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 24, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 28, 2022 |
| Property Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Document Number | 0000427095 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 427095 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 985 POWELL RD, RED BUD, IL 62278-2511 |
| Name | Verified Name |
|---|---|
| Address | 6410 OLD COLLINSVILLE RD, O FALLON, IL 62269-1650 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,325.00 (+2.88%) | $47,580 (-0.15%) Land $6,810 Building $40,770 | $142,740 (-0.15%) Land $20,430 Building $122,310 |
| 2024 | $2,260.00 (+1.89%) | $47,651 (+14.24%) Land $7,192 Building $40,459 | $142,953 (+14.24%) Land $21,576 Building $121,377 |
| 2022 | $2,218.00 | $41,710 (+20.65%) Land $6,810 Building $34,900 | $125,130 (+20.65%) Land $20,430 Building $104,700 |
| 2021 | $34,570 Land $6,810 Building $27,760 | $103,710 Land $20,430 Building $83,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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