922 Powell Rd, Red Bud, IL 62278 Property Records

Monroe County property record for 922 Powell Rd, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,264 sqft · built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (Apr 2019)
Tax Bill	$8,696 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-29-300-006-000`

Property Details

APN / Parcel Number

Primary APN	`12-29-300-006-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	2,264 sqft
Basement Area	2,264 sqft
Unfinished Basement	2,264 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	108,900 sqft (2.5 acres)
Garage Area	766 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	922 POWELL RD
City	RED BUD
State	IL
Zip	62278-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 1 COWELL ESTATES
Legal Range	08W
Legal Township	03S
Legal Section	29
Legal Subdivision	FINAL PLAT OF COWELL ESTATES
Legal Lot Number	1
Jurisdiction	MONROE IL
Township / Civil Division	6
Census Block Group	1
Census Block	1074
Census Tract	600502

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	922 POWELL RD, RED BUD, IL 62278-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Sep 8, 2020	Correction Deed, Construction Loan · Line of Credit BUENA VISTA NAT'L BK
Nov 15, 2019	Trustee's Deed, Construction Loan · Line of Credit BUENA VISTA NAT'L BK
Apr 15, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2019400889
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	922 POWELL RD, RED BUD, IL 62278-2512
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417250
Date	May 17, 2021
Instrument	417250

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2026

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	922 POWELL RD, RED BUD, IL 62278-2512
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417249
Date	May 17, 2021
Instrument	417249

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	922 POWELL RD, RED BUD, IL 62278-2512
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	COLUMBIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408889
Date	Jun 23, 2020
Instrument	408889

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	MONROE IL
Recording Date	Sep 8, 2020
Property Address	922 POWELL RD, RED BUD, IL 62278-2512
Document Number	0000410811
Instrument Date	Aug 13, 2020
Instrument	410811
Transaction Type	Construction Loan
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	922 POWELL RD RED BUD IL 622782512, RED BUD, IL 62278-2512

Mortgage

Document Number	0000410811
Date	Sep 8, 2020
Instrument	410811

Lender

Name	BUENA VISTA NAT'L BK
Type	Bank
Address	RED BUD, IL 62278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 7, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.5%

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Nov 15, 2019
Property Address	922 POWELL RD, RED BUD, IL 62278-2512
Instrument Date	Oct 31, 2019
Instrument	404801
Transaction Type	Construction Loan
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	312 CHARLES ST RED BUD IL 622781306, RED BUD, IL 62278-1306

Mortgage

Document Number	0000404801
Date	Nov 15, 2019
Instrument	404801

Lender

Name	BUENA VISTA NAT'L BK
Type	Bank
Address	RED BUD, IL 62278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 14, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MONROE IL
Recording Date	Apr 15, 2019
Property Address	922 POWELL RD, RED BUD, IL 62278-2512
Document Number	0000400889
Instrument Date	Apr 5, 2019
Instrument	400889
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 CHARLES ST, RED BUD, IL 62278-1306

Mortgage

Document Number	0000400890
Date	Apr 15, 2019
Instrument	400890

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,696.00 Homeowner's exemption	$183,670 (+3.94%) Land $10,920 Building $172,750	$551,010 (+3.94%) Land $32,760 Building $518,250
2024	$8,696.00	$176,707 (+14.34%) Land $11,533 Building $165,174	$530,121 (+14.34%) Land $34,599 Building $495,522
2022	Additional exemption filed	$154,540 Land $10,920 Building $143,620	$463,620 Land $32,760 Building $430,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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